Research On The Model Of Agricultural Insurance In Hebei Province

Agricultural development is affected by both natural disasters and market risks.Agricultural insurance can provide stable guarantees for agricultural production and development and ensure that farmers receive certain risk benefits.The new type of agricultural business entity is a new type of agricultural business organization in the socialist market economy,and it is the richness and development of the household contract responsibility system for joint production.With the development of the rural economy and the need for reform of the agricultural management system,various types of new types of agricultural management entities have emerged in rural areas throughout Hebei Province,which has promoted rural economic development and reform of the agricultural system,and increased the income of the agricultural industry and the income of rural households.The economic development of the new type of agricultural management subject is subject to risk management.The need for risk management for new types of agricultural management subjects is not only an era requirement,but also a need to improve the market system.Insurance companies have a mature management system and considerable superior management talents.Combined with new types of agricultural management entities,insurance companies can improve the management and management of new types of agricultural management entities and increase the risks and benefits of new-type agricultural entities.Combining with the actual situation of the development of modern agriculture in Hebei Province,the new agricultural management subjects cover almost all rural households in Hebei Province,so Hebei Province's agricultural insurance must take the new agricultural management subject as the main content.Inspecting the development of new-type agricultural management entities and insurance companies,and finding feedback control relationships between new-type agricultural management entities and insurance companies,it shows that feedback control of insurance companies can improve the operating environment of new-type agricultural management entities and increase the income of farmers of new-type agricultural management entities..While promoting the development of new types of agricultural business entities,the company will also expand the insurance company's business to achieve shared risk and benefit sharing.The new-type agricultural management entities and insurance companies are two main bodies.The purpose of the new-type agricultural management subjects is tostrengthen the ability of farmers to resist agricultural risks.It is a form of modern agricultural management,and insurance companies provide insurance for new-type agricultural management subjects.It will further improve the new type of agricultural business entities to adapt to market development and enhance their ability to cope with production and management risks.The organic combination of insurance companies and new types of agricultural management subjects enables farmers to use production and business cooperation and market hedging tools to achieve the dual guarantee of stability and increase of farmers' income,and form a new model of agricultural management modernization.Therefore,the feedback control mechanism for the feedback control of new-type agricultural management entities and insurance companies is researched,the new-type agricultural insurance subject's agricultural insurance feedback control model is constructed,and the systematic relationship between the new-type agricultural management subjects and insurance companies is explored,which constitutes the core of this research content.The innovation of this paper is that,(1)through research on the feedback control of insurance companies,an effective mechanism for reducing the risk of agricultural production and management and increasing the income of new agricultural management main peasant households has been explored,in order to achieve mutual benefit and winwin for insurance companies and new types of agricultural management entities.Risk sharing and benefit sharing provide a theoretical basis.(2)On the basis of the original agricultural insurance model,a new type of agricultural insurance model is proposed,which takes the new type of agricultural management subject as the main body.The insurance company feedback makes the new agricultural management main body and the expected utility function combined,which set up an agricultural insurance market system with insurance company,new agricultural management main body and government.That will promote the coordinative development of new agricultural management main body and insurance companies.