Research On Gold Leasing Business Of China Commercial Banks,Illustrated By The Example Of P Bank

China is now becoming the largest producer and consumer country of gold.In recent years,China's gold market has been booming for 5 years and continuing to be the world's No.1 gold-producing country.Also China has proven gold reserves now rank second in the world.With the gradual development of gold business,all kinds of gold-related enterprises are facing new financing demand now.And they keep looking for convenient,low cost and efficient new financing means.In response to changes in the corresponding business needs,commercial banks must begin to provide more convenient,low-cost and efficient new financing services to meet future development needs.Gold leasing in China has begon to enter the development of fast lane since 2012.After 3 years of development,it become to be one perfect way of financing for gold-related enterprises,and become to be one of the most important part of the commercial banks' financial market business.Gold leasing business has also become one important way to meet the precious metals industry chain clients' financing needs.P Bank Co.,Ltd.(hereinafter referred to as P Bank)is a national joint-stock commercial bank based in Shenzhen.In 2016,it's assets reached 2.8 trillion yuan.The growth of P Bank is on the top of the same industry.With the market share steadily improved,it is a very unique bank in China.XBKY Group Co.,Ltd.(hereinafter referred to as XBKY)is one of the largest mine company in China.With the develop of gold and silver mining business,XBKY suffered the traditional financing of mining companies`s financing problems.To solve this problem,XBKY conceted P Bank to carry out gold leasing business.In 2015 the company carryed out with several gold leasing deals with P bank.I use the combination of theory and practice cases to analyze how commercial bank can develop its gold leasing business.