Research On Financing Risk Control Of Small And Medium-sized Logistics Enterprises

With the continuous advancement of China's logistics policy,logistics firms play an increasingly important role in the national economy.However,as far as the development of small and medium-sized logistics firms is concerned,there are still many problems.Among them,the low level of management and unreasonable financing structure are prominent,which has seriously restricted the economic strategy of China's logistics innovation development.Therefore,the identification and analysis of the influencing factors of financing risks and the construction of financing risk judgment system for small and medium-sized logistics firms are conducive to promoting the deep integration of logistics enterprises and capital,improving the efficiency of capital operation,and providing a basis for the construction of risk management systems for small and medium-sized logistics enterprises..Based on this point,this paper analyzes and measures financing risks for small and medium-sized logistics enterprises.Firstly,it expounds the theoretical basis related to financing risks of small and medium-sized logistics enterprises.Secondly,it analyzes the financing status and risks of small and medium-sized logistics enterprises,and summarizes the causes of risks from internal and external sources.Among them,external financial market turmoil,banks and other approval conditions are many.The credit system is not perfect,and the internals include low financial level,limited profitability,and unreasonable financing structure.Then,combined with previous studies,from solvency,capital structure,operating capacity,development capability,cash flow,personnel quality,and logistics level.The index construction system is built in eight dimensions.The BP neural network is used to construct the financing risk judgment model for logistics firms.The empirical analysis of 48 logistics firms in 2018 is used to obtain the financing risk and key impact factors of small and medium-sized logistics enterprises.Through the evaluation results and key influencing factors,the risk prevention measures are proposed from the small and medium-sized logistics enterprises,banks and government: it is recommended to strengthen the risk control level of small and medium-sized logistics enterprises,including strengthening risk tolerance,improving risk early warning capability,and improving internal Management system;strengthen financial support for logistics enterprises,including improving financing business management mechanism,innovative financing business product model,and improving financing risk control technology;giving full play to government supervision and management functions,including strengthening financing laws and regulations,improving social credit evaluation mechanism,and innovation Logistics financial system and mechanism.