Research On Business Risk Control Of Suzhou XX Small Loan Company

Small loan companies have been introduced to China for nearly 30 years.During this period,the number of small loan companies and the scale of lending have achieved very rapid development,in solving the financing difficulties of small and medium-sized enterprises,and promote local economic development have played a positive role.At present,the domestic microfinance industry has changed from the initial stage of disorder and disorder to the mature stage of sound norms,and some risk points are gradually exposed,the most prominent of which is the risk control in the business process.As the micro-loan companies are mainly engaged in the loan business,once the risk control is flawed,it will seriously affect the normal operation of enterprises,and even make the enterprise close to bankruptcy.Therefore,it is of great significance to study the risk control of microfinance companies for reducing the operating risks and promoting the healthy development of enterprises.This paper takes XX small loan company as the research object,analyzes the risk control situation of XX Science and Technology Microfinance Company by using the methods of literature research,case analysis,theory and practice.It not only finds out the aspects of risk control which are worth learning,but also summarizes the existing problems and puts forward corresponding solutions.Plan.The combination of theory and practice makes the article both theoretical basis and practical support,but also makes the analysis of the article more pertinent and convincing.