Research On The Status Quo And Problems Of The Development Of Science And Technology Finance In Longwan District, Wenzhou City

With the economic globalization,a country's economic level is mainly reflected in its technological innovation ability and its financial development level.If technological innovation drives economic development,finance is the driving force of technological innovation.So the combination of technology and finance can effectively help the speed and efficiency of the transformation of scientific and technological achievements into real productivity.Science and technology finance is essentially the coupling of financial system and science and technology innovation,It's a multi-resource system serving science and technology enterprises and the development and innovation of science and technology achievements.It is an important part of the national science and technology innovation system and financial system.Since longwan gold has been positioned as "the combination of science and technology and finance",it has actively built a technology and finance service platform,issued a series of policies and innovated financial service tools,and made phased achievements,but some problems remain.It is urgent to further promote the development of technology and finance in Longwan District.In this paper,on the basis of collecting and sorting out the domestic and foreign classical literature and literature review,the completion of the Chinese model of science and technology finance related theories.on the basis of the theoretical preparation,based in longwan,through on-the-spot investigation,collect related data for the development of science and technology,the analysis found longwan the push for financial integration,science and technology,industry development work has launched a series of measures are effective,has initially formed financial service system of science and technology.But along with the social development,longwan industrial transformation and upgrading,the differences between financial and technological innovation of science and technology matching degree is more and more,science and technology enterprises in dependent on bank credit in severe cases,the lack of channels of direct financing,financial service system is not perfect,the government's policy regulation does not reach the designated position.Based on the advanced practices of domestic and foreign science and technology financial innovation demonstration zones,this paper puts forward countermeasures and Suggestions to further promote the development of science and technology and finance in Longw District from four aspects: direct financing,indirect financing,service system and policy guarantee.