Research On The Assessment Of The Risk Control Of Supply Chain Finance In Commercial Banks

As a new type of financial business,supply chain finance effectively activates the logistics,information flow and capital flow in the industrial chain,which is conducive to the whole supply chain.This paper takes M commercial bank as the research object and adopts the method of combining qualitative and quantitative research.The specific research contents can be divided into the following parts:The first part discrete the research background of this theme;The second part is related concept elaboration,the basic concept and theoretical system of supply chain finance of commercial Banks are sorted out,and the theoretical framework of this paper is laid down.The third part is the analysis of the current situation.It studies the development status of supply chain finance of M commercial bank and the current measures of risk control.It focuses on the analysis of the risk control problems in four aspects:credit information review,rules and regulations implementation,logistics organization supervision,and bank-enterprise communication.The fourth part is the construction of the evaluation model.The evaluation indexes are determined from the core enterprises,financing enterprises,trading assets and supply chain operation.The fifth part is the application analysis of the model,which USES the evaluation model to evaluate the risk of supply chain finance business in both vertical and horizontal modes,and draws the conclusion that the evaluation dimension should be adjusted according to different supply chain finance business modes,so as to enhance the applicability and value of the research.Finally,this paper is expected to provide new ideas and references for practical work.On the one hand,it is of great significance to provide new ways for smes to solve financing problems,inject new impetus into the development of smes and relieve their financial pressure.On the other hand,it provides reference for the large-scale and quality-oriented production of market economy,provides reference for various production activities,helps smes to explore the financing channels required by quality-oriented production,and provides a new perspective for alleviating the capital demand of industrial development.