Research On The Prevention And Response Of Financial Risks In Coastal Areas

Financial risk is a financial-related,uncertain loss.Regional financial risk refers to financial risk faced within a particular region.Financial risk is highly contagious and destructive.It may start as a small risk factor in an institution or a particular industry.Without being controlled by effective measures,it will gradually accumulate energy,expand the range of contagion,and even cause qualitative change,forming a concentrated outbreak of financial risk in a certain area.And as it continues to ferment,it is also likely to further expand the scope and impact,and evolve into a global,systemic financial risk.With the unique natural advantages of more than 18,000 kilometers of coastline,Chinese coastal provinces and cities develop foreign trade rapidly.The first batch of private enterprises started with foreign trade also gathered here,where opportunities and risks coexist,wealth and loss are with each other.Affected by "regional characteristics" and "economic correlation ",the financial risk factors contained in the region also have their own characteristics,and it is necessary to find the best way to eliminate those financial risks in the region.The coastal area is one of the most important economic centers and the financial centers of our country,and it is of great significance to control and prevent financial risks in the coastal foreign trade area to maintain the stability of the overall financial situation of our country.The object of this paper is the prevention and response of financial risks in coastal areas.The author has obtained some precious data information through various channels.Based on regional macro environment and the management of risk-related enterprises,the author discovers and explores the influencing factors behind the financial risk,aiming to sum up the most pertinent and effective suggestions.This paper is divided into six parts.The first part is an introduction,which introduces the background of this paper,the practical significance of the research,the content of the key research and the main methods as well as the innovation and deficiency of the research,etc.The second part is the basic concept summary and the theory analysis,stating the concept and theory of this paper.The third part is the analysis of financial risk in coastal area.Chapter four analyzes the causes of the financial risk in S city.By looking into the local enterprises,the author excavates the problems from four aspects: government,regulator,enterprise and bank,and analyzes the causes of the risk.The fifth part is the coastal areafinancial risk prevention and response research.In view of the above summarized problems,the author advances proposals to prevent and deal with the region's financial risks.The sixth part is to review the full text,summarize the conclusions,and look forward to the future research focus on the basis of the research conclusions.