Study On The Relationship Between Commercial Bank Performance Examine And Bank Benefits

After forty-two years of reform and opening up,China's economy has made great progress.Although the economy is developing rapidly,in the context of increasing corporate performance year by year,problems of corporate performance examine occur frequently,such as unclear assessment positioning,unreasonable assessment methods and imperfect assessment system.Good performance examine can promote the growth of enterprises,while bad performance examine system will hinder the development and progress of enterprises.Bank,as a special enterprise,has a profound influence for the development of the country,the banking sector performance examine management,business will cause losses and make money damaged tens of thousands of people,become a serious social problem,such as the contractor's bank "takeover" event in 2019,it is because of the performance examine of risk assessment system is not perfect,only caused a large number of funds are occupied by the major shareholders illegal,difficult to return for a long time,and then a serious credit risk.This incident has not only dealt a severe blow to the operating condition of the contractor bank,but also reduced consumers' trust in banking industry,causing the high attention of the national banking industry to the performance management examine.Therefore,it is imperative to study the performance examine of banking industry and analyze the relationship between it and bank benefits.In this paper,based on the performance examine related concepts and methods,analyzes the present situation and problems of performance examine of commercial banks in recent years,the commercial bank performance examine as the research object,the performance examine framework and select the quantitative indicators,for the performance examine in the following sections provide theoretical support and bank benefits relationship of exploration,the author,the overall situation of performance examine as foothold,through the analysis of the performance examine for the specific case,from the point view,and two for banking industry for empirical analysis and case analysis.Empirical analysis,the acquisition of listed banks in 2014-2018 financial data samples,with 30 listed bank annual report and wonder database collection,the measure of performance examine indicators to measure performance examine level,with total assets of yields as indicators to measure the bank benefits,through the Pearson correlation coefficient of research of the relationship between performance examine and the bank benefits,with regression analysis model to explore the long-term relationships.On the basis of the commonness of empirical analysis,personality analysis is carried out by using cases.By selecting Zijin Rural Commercial Bank,China Merchants Bank and Industrial and Commercial Bank for case analysis,financial index analysis method and key performance index examine method are adopted to study and analyze the relationship between performance examine and benefit.Among them,the comparative study the performance of purple "businesses with China commercial banks,industrial and commercial banks of China commercial banks and the management of examination,through the purple" firms,China commercial banks,industrial and commercial banks of 2014-2018 data in financial statements and wonder database,data analysis,the correlation between the performance examine and benefits,the basis for this argument.Finally,the paper discusses the way that the banking performance examine affects the bank benefits,and makes corresponding improvement on this basis.This article through the related elaboration,the framework of performance examine is constructed,combine empirical research with case study,from the perspective of performance examine and management appraisal,this paper analyzes the positive relationship between performance examine and bank benefits,it has a forward-looking effect on increasing deposits,stabilizing loans and reducing non-performing loans in China's banking industry,and is conducive to the healthy and stable development of banking industry.