Research On Operating Risk Management Of GQ Company

Folk finance directly with the combination of network technology has given rise to a new financial business-network lending,which effectively solved the financing difficulties of small and medium-sized enterprises and promoted the realization of inclusive finance.Network financial risks appear again in the prime minister li keqiang,2018 annual government work report,prime minister li made clear that progress in our guard against and dissolve the significant risk is significant.It is worth mentioning that since the "financial network" first appeared in 2014 after the annual government work report,after five consecutive natural annual of the government work report a pair of its uniform give emphasized.In the past five years,the development of the Internet financial statement rendered in the government work report "gradually mature" characteristics.Li keqiang made clear that will face small and medium-sized Banks(folk capital initiated),and other financial institutions set up work comprehensive forward steadily,and to promote our country network financial can orderly,smooth,smooth and healthy development.The purpose of this article is for the GQ company risk management to provide some Suggestions and reference,also hope can give industry participants,government regulators to provide the beneficial reference.Paper for GQ company real case study,sorts out its business process comprehensively,summarizes the existing literature in various countries,and analyses the various theories of online loan risk and their practical contributions,and the current situation of GQ company operating risk management and combining the reality facing shortage on the concrete research.Based on regulatory policy and the present situation of the company will be the existence of system culture does not conform to the actual defective,work flow design of synchronization is proposed.After digging out the GQ company’s problems,puts forward the risk source and the interference caused by the GQ company,with five major risk(operational,credit,market,policy,cost)as the breakthrough point of risk are analyzed,with the focus on the company’s internal and external environment,analyses the risk of interference factors,this will be GQ companyoperating risk management improvement countermeasures,including improving the risk management system and risk response measures,adjust related policies,the construction of professional talent team,set up enterprise culture,etc.Research of this paper uses the game theory and process analysis,literature,etc.Based on the principle of theory combined with the actual,this paper discusses the GQ company operating risk management,the company put forward the Suggestions of how to manage risk recognition,the research results can also provide reference for similar domestic enterprises.