Research On Internal Control Of Sales Expense Of G Insurance Company And Countermeasures

With the rapid development of China's economy and the gradual implementation of the country's "Belt and Road" development initiative,Chinese enterprises are facing huge development opportunities as well as various challenges from market competition.In recently,the domestic insurance industry has grown rapidly,the volume of the insurance industry has continued to expand,and fierce competition in the insurance industry has intensified.In order to increase market share,enhance competitiveness,and reduce costs,insurance companies must implement internal controls for insurance companies.The operating cost of an insurance company's operating costs is the basis for the company to achieve its profit goals.It affects the company's sustainable development and affects the company's profit space.The effective way to achieve open source and cost reduction of sales expenses is to implement internal management of the insurance company's sales expenses And control.Therefore,the internal control of the sales expenses of insurance companies has become an important issue for the development of insurance companies.This article first summarizes the research results of the domestic and foreign academic circles on the internal control and management of the insurance industry,clarifies the related concepts of sales expenses and internal control,and lays a theoretical foundation for the internal control of sales expenses.Secondly,the internal control of the sales expenses of G Insurance Company is taken as the research object,and this paper introduces the current management situation and financial proportion of selling expenses of G insurance company.Furthermore,according to the current situation of sales expense control of G insurance company,the problems and reasons of G Insurance Company's internal control of sales expenses were analyzed.The employees of G Insurance Company lacked awareness of cost control,there was randomness in dealing with risks,business departments attached importance to sales performance and despised management,lack of necessary channels for internal information transmission,lack of continuity in internal supervision and lack of independence in the implementation of supervision functions.Finally,countermeasures were proposed for the problems and reasons of the internal control of sales expenses of G Insurance Company.Through cultural infiltration,learning of internal management related theories,increasing the emphasis on internal control of sales expenses,employees' awareness of sales expense control was improved;the risk response system was improved to eliminate risks The arbitrariness of response;clarify the control objectives of sales expenses and refine its control process;strengthen the information communication of internal control of sales expenses;improve the supervision mechanism of internal control of sales expenses and improve the control.Through the research in this article,it is hoped that the internal control of G Insurance Company's sales expenses can be effectively implemented,to ensure that the sales expenses are real and effective,to improve the cost effectiveness,enhance the competitiveness of the enterprise,reduce the cost of the enterprise,and achieve sustainable development of the enterprise.