| Bill financing is the product which the market economy develops unceasingly, will account for the proportion on short-term bill financing in each big bank loan the data to demonstrate, at present has become the Commercial bank and the enterprise important credit tool and the short-term direct finance way take the trade bill as the main body bill financing service, while affirmed that it will produce positive role to the market economy, behind similarly will also be containing the enormous risk. This article from Commercial bank’s angle embarking, unifies the person good data to elaborate our country Commercial bank bill financing environment and our country Commercial bank in the bill service circulation link the bill management present situation, takes the money market loan the important component, the bill financing service growth is swift and violent, regarding the economical and the financial development the positive promotion effect, but simultaneously was also containing the huge risk, in the bill circulation link, the bank to a bill financing management snap ring link, the mutual influence, then the primary cause which produced to the bill financing risk has carried on the elaboration. From this expands the electron trade bill system’s importance, first to the electron trade bill system’s principle, the person line of development electron trade bill system’s background, the electron trade bill system carries on the elaboration in the bill financing risk guard aspect’s superiority, then the example points out the electron trade bill successful case. This article thought that the Commercial bank in based on the real trade transaction background’s foundation, should first complete the customer and enterprise’s service engagement, in first time promotion utilization electron trade bill system. |
