Research On The Management Of Fujian Provincial Rural Credit Union

As the main force of supporting small agricultural support and practicing inclusive finance,the agricultural credit agency and the agricultural business bank are of great significance in helping to implement the rural revitalization strategy.Each agricultural letter agency and agricultural and commercial bank in the province jointly initiated the establishment of provincial credit unions.Each agricultural letter agency and agricultural and commercial bank became member units.Provincial credit unions,as industry management organizations of member units,play the functions of service,coordination,management,and guidance,and play an irreplaceable role in the specific historical reform process.However,due to the current imperfect management system of provincial credit unions,The constraints between rural credit cooperatives,provincial local governments,regulatory authorities,and local governments in cities and counties have to some extent restricted the management and development of the member units themselves,which is not conducive to the implementation of the strategy of serving agriculture,rural areas,and rural revitalization.Therefore,the management system of provincial credit unions is imperative.This paper uses the theory of institutional change to analyze thereform of the management system of provincial associations,which is a mixture of mandatory and inducement.Through the new public service theory,it explores the core aspects of the selection of the reform routes of provincial associations,which are in the position of multiple roles at the present stage,and combines with the present situation of Fujian's functions of the associations.Based on the study of the predicament of provincial government,local government,supervision department and grass-roots credit cooperatives,the paper finally puts forward the function orientation and reform content in the policy of deepening the management reform of Fujian's provincial credit union.The innovation point in this paper are mainly based on several aspects.First,it has strong pertinence.By analyzing the common problems of provincial associations and comparing with the characteristics,strengths and weaknesses of organizations,this paper finally settles on the status quo and orientation of Fujian provincial associations,and puts forward policy suggestions for the reform of provincial associations;secondly,the plight analysis level is complete and the context is clear.The internal and external analysis of the provincial associations with multiple roles includes not only the external environmental constraints and influences of the government,supervision and credit cooperatives,but also the defects of internal management,coordination,guidance and service.