Research On The Development Strategy Of International Trade Financing Business Of Agricultural Bank Of S Branch

S city is one of the most important foreign economic and trade city in central China,as the country of foreign trade and promote the comprehensive development of policy and implementation,and S city "construction of the Yangtze river economic belt","One Belt And One Road","innovation driven development" and other multiple stacking effect of national preferential policies,S municipal foreign economic exchanges will further expand,this will not only promote the all-round development of local economy,will further improve enterprise's demand for trade financing business.In recent years,agricultural bank S branch has made great efforts to develop international trade financing business,but there are still some shortcomings.How to adapt to the new economic situation and effectively develop international trade financing business is one of the important tasks of bank S.Firstly,this paper analyzes the background and significance of the development of international trade financing business in agricultural bank S branch.The national economy of S city shows steady progress and good development trend,featuring good growth trend,high operation quality and strong support of the service industry.In order to further adapt to customer demand,improve market competitiveness,international business becomes one of the focus for the development of ABC S branch business transformation,through the development of international trade financing business,promoting the increase of S branch of the intermediary business,effective service S branch of the existing customer needs,improve the comprehensive competitiveness of S branch.Second to ABC S branch to carry out the present situation and characteristics of international trade financing business are analyzed,S branch trade financing customer number is less,the ministry of foreign trade of the customers and the business as a whole are limited,and volatile international trade financing scale,S branches of import and export trade finance products comprehensive,but the traditional financing products is more,less innovative products.At the same time,the international trade financing of S branch has two characteristics: the overall scale of financing is consistent with the development trend of import and export business of S city and its advantages over general credit business gradually become prominent.And then analyzes the problems existing in the agricultural bank S branches of international trade financing business and the reasons,S branches of international trade financing business scale is relatively small,lack of innovation,lack of risk control methods and so on,the main reason is that S branch development international trade financing time late,awareness of the importance and the risk of international trade financing business,plus the lack of professionals,the assessment system is not reasonableand trade competition factors.Finally puts forward countermeasures for the development of international trade financing business,S branch S branch to optimize varieties of international trade financing,combining with the characteristics of S city,the focus of the priority to the development of regionalization,a comparative advantage is not only the full development of business types,using similar alternative covering the traditional model of international trade financing business variety,but also to the optimization of existing products to improve,the core customer to upgrade the traditional series mode to structured trade finance products.In addition,it is necessary to improve the market screening ability and risk awareness,select the correct and effective market direction and customers,strengthen risk control,establish a scientific assessment system and cultivate talent team,and improve the comprehensive competitiveness of agricultural bank S branch.