Research On The Green Credit Development Strategy In L Bank

The quality of China's ecological environment continues to improve,showing a trend of stability and improvement,but the results are not stable,the requirements of ecological environment governance are still very urgent,environmental protection is an important part of implementing the national economic development strategy.In recent years,a major breakthrough in social environmental protection is the use of financial regulation to solve environmental pollution problems,and green credit is the main tool to use financial regulation to control social environmental pollution.The development of green credit is an important means for commercial banks to reduce credit risks and optimize credit structure.It opens up new profit growth points and forms core competitive advantages for commercial banks.It is of great significance to implement national policies for environmental protection and industrial upgrading.Based on this,this article takes L Bank's green credit business as a research object,collects L Bank's green credit business statistical data,analyzes the development status,management mechanism,and typical cases of L Bank's green credit business,finds problems in the development process,analyzes the constraints Deep-seated reasons for development,put forward effective methods and measures to promote the development of L Bank's green credit business.The study will help L Bank to reduce financial risks,and relevant policy recommendations provide references for other banks to develop green credit business.