Research On The Supervision Of Internet Finance Risk In Shanxi Province

In recent years,with the rapid development of the Internet and mobile communication technology,representative Internet financial formats such as third-party payment,P2 P network lending,and crowdfunding have developed rapidly in China.Internet finance is impacting traditional financial services at an unprecedented rate and presenting new challenges to the current regulatory system.Due to the rapid speed of Internet financial innovation and the characteristics of mixed development,the existing financial supervision measures are obviously insufficient.At the same time,with the continuous development of modern science and technology,the Internet has injected new impetus and vitality into today's financial industry,effectively supported the rapid development and growth of various enterprises,and effectively promoted the realization of inclusive finance,which has accelerated.A beautiful landscape that promotes China's economic and social development.However,due to the increasingly rapid integration and frequent business associations of the Internet and the financial industry,the hidden dangers of financial risks have become more complicated and changeable.The supervision of financial risks has also brought many new problems and challenges.This study is guided by the theory of financial risk supervision,and uses Shanxi's Internet financial risk supervision as the starting point.It adopts a literature analysis method,a case analysis method,and a comparative research method to comprehensively review the current status of Internet financial risk supervision in Shanxi Province.A systematic analysis,while affirming the results,also found that many financial business development and risk prevention mismatches due to lagging regulatory technology,lack of security,etc.,the financial credit system is not complete,the regulatory basis is insufficient,and the regulatory intensity is insufficient On the basis of in-depth analysis of the causes,such as the outstanding issues,and put forward how to further standardize and improve the Shanxi Internet financial risk supervision and countermeasures.