The Research On The Model Of Supply Chain Finance Based On Commodity Trading As GONGTONGYUN For Example

With the rapid development of mobile Internet,the rise of "Internet + traditional industry" has stimulated the economic profit growth point again and again,Traditional supply chain finance is based on solving the problem of financing difficulty,high cost and low cost for small and medium-sized enterprises in China.In recent years,supply chain finance and commodity trading have been developing rapidly.Against the background of Internet,Internet of things and big data,the combination of the two sides has solved many problems in the commodity trading industry.Supply chain finance can solve the financing problems of upstream and downstream enterprises,reduce the credit cost of core enterprises,reduce loan default rate and improve their own profits.So this model of innovation is getting more attention and research.This paper starts with the current situation of commodities trading industry,Based on the traditional theory of supply chain finance,The theoretical basis and research results of supply chain finance in recent years are obtained.Firstly,three theoretical bases of supply chain finance are introduced And introduced respective flow chart,At the same time,the future development trend of supply chain finance is analyzed.Secondly,the GONGTONGYUN case study of this paper is introduced,And introduced the company background,operation diagram,operation mode and so on,Typical analysis of the transaction between Shanghai YULI company and GONGTONGYUN company,Finally,summarize its strengths and weaknesses.Through the study,this paper gives some suggestions from four aspects: government,society,core enterprises and small and medium-sized enterprises.That is to say,the government should establish and improve the legal system,establish supply chain financial development fund,strengthen support for small and medium-sized enterprises,and strengthen credit investigation system;Society needs to launch paid credit investigation services,develop credit terminal APP,establish supply chain financial industry association,hold supply chain financial innovation competition,and actively explore the deep integration and practice of Block chain and supply chain;Core enterprises should strengthen personnel training,improve technical level,gross profit rate,comprehensive service capacity and capital use efficiency,...