Research On The Optimization Of Rural Financial Service System In Xinjiang

Finance is the core of modern economy.Our country pays more and more attention to the construction of rural financial system.It is an important task for every local government to make rural finance bigger and stronger and improve the rural financial system.In recent years,Xinjiang rural finance develops rapidly.While,there are many problems in the development process of Xinjiang finance,which affect the sustainable development of Xinjiang agricultural economy.Therefore,it is necessary and realistic to analyze the rural financial system of Xinjiang and put forward further optimization measures.Based on the viewpoint of efficiency research and system theory,this paper first analyzes the efficiency of Xinjiang rural financial institutions and rural financial resources allocation,and then optimizes Xinjiang rural financial service system by constructing SD Simulation Model of Xinjiang rural financial service system,and puts forward the optimization path of Xinjiang rural financial service system.The results show that:(1)the situation of rural financial service system in Xinjiang is becoming more and more perfect.The efficiency of financial resource allocation of rural financial institutions and 14 prefectures in Xinjiang has been greatly improved in the research year,but it is still necessary to strengthen the internal management and technological innovation of financial institutions.Financial technological innovation is essential to improve the efficiency of financial resource allocation.(2)The SD simulation results of Xinjiang rural financial service system show that from 2019 to 2030,the development of rural financial service system in Xinjiang is rising steadily,and the improvement of rural financial service system has the role of self motivation.(3)The simulation results show that different variables have different influence on the rural financial service system in Xinjiang.Compared with the use of rural financial services and the rural financial environment,the rural financial infrastructure construction has the greatest impact on the construction of the rural financial service system in Xinjiang,and the effect is more obvious.In addition,the rural premium income has a greater impact on the rural financial services in Xinjiang.The influence of the system is less before 2024,but more obvious after 2024.Finally,according to the empirical and simulation results,the paper puts forward the optimization suggestions of Xinjiang rural financial service system.