Research On Operational Risk Control Of Counter Business In Commercial Banks

In recent years,China's commercial Banks,affected by multiple factors such as the continuous macroeconomic downturn,increasingly stringent regulatory policies and relatively weak internal prevention and control,are facing a sharp increase in the pressure of internal control cases.Noodles is the basis of the commercial bank business,is the basis of the foreign direct contact with the customer channel,also is very easy to operation risk areas of the business,a lot of serious cases is from counter business,so to strengthen the counter operation risk prevention and control of the business,is the commercial Banks internal control system is an important part of the overall,also affect the operating efficiency and effectiveness of the key factors.In this paper,we study the meaning reflected in JS for China bank counter LY branch business operation risk factors,including the control target,check repeatedly made an analysis on problems and causes of recidivism,based on the counter LY the JS bank of China branch business operation risk control evaluation system,the branch of the counter to control operational risk evaluation,and evaluation of decision factors carried out empirical research,finding out the weak link of controlling the risk of the bank,put forward the feasible risk control promotion strategy,improvements to the bank counter business operation risk control work has strong guiding role,It can also provide useful reference for other commercial Banks to improve the operational risk control of counter business.This paper makes an in-depth analysis of the operational risk factors and causes of counter business of LY Branch of JS Bank of China,conducts an empirical study on the operational risk control of counter business of LY Branch of JS Bank of China,and proposes practical strategies to improve the operational risk control of counter business based on the empirical research conclusion.Specifically,the first chapter introduces the basic situation of the thesis.Chapter two reviews the literature research of domestic and foreign scholars on operational risk,internal control,counter business risk control and other issues of commercial Banks.The third chapter investigates and analyzes the key factors of operating risks of counter business of JS Bank LY Branch in China as well as the recurring problems and their causes.Chapter four establishes the evaluation system for the operational risk control of counter business of JS Bank LY Branch in China,evaluates the operational risk control of counter business of the branch,and conducts empirical research on the evaluation determinants to find out the weak links and determinants of the bank's risk control.Chapter V proposes the research conclusions of this paper and the strategies to improve the operational risk control of counter business of JS Bank LY Branch of China,including strengthening the construction of operational risk control mechanism of counter business,strengthening the compliance awareness of counter operators,strengthening the risk prevention and control of key transactions.