Research On The Financing Mode Of The Local Governmen Supporting Copper Processing Enterprises In Y City

Small and medium-sized enterprises are an important force in national economic and social development.The difficulty of financing for small and medium-sized enterprises is a national and even global problem,which has become a stumbling block for the growth of SMEs.In order to alleviate the difficulty of financing for small and medium-sized enterprises,governments at all levels have actively adopted supporting policies and measures and achieved certain results.However,for a wide range of small and medium-sized enterprises,the problem of difficult and expensive financing is still prominent,becoming governments,financial institutions and academic circles at all levels.Common focus,so this topic becomes very theoretical and practical value.This article selects the Y local government's financing support model for copper processing enterprises as a microcosm of the study of my country's local government's financing support model for SMEs.First of all,this article sorts out the financing models of SMEs by local governments in my country,which are mainly divided into "government + enterprise" government-enterprise model,"government + bank +enterprise" government-bank-enterprise model,"government + bank + industry +enterprise" government There are three types of bank-industry enterprise models.Secondly,this article sorts out the development status of Y copper industry,analyzes the status quo of Y copper enterprise quantity,industrial scale,industrial chain,etc.Y copper industry has been able to build a modern copper industry base in Jiangxi since1979 with the country's 4 billion yuan of financial resources.Divided into six stages,the sources of funds for the copper industry at each stage are analyzed from central disbursement funds,bank loans to government support,and the investigation and analysis of the background,phenomenon and reasons for the difficulty of financing for copper processing enterprises.Third,this article combs and empirically analyzes Y's local government's financing model,and draws the following results: First,the establishment of local government industry financing platform companies has a positive and significant impact on the development of the copper industry;second,the application of subdivision financing support policies to copper processing enterprises Patents,industrial power consumption,and total profits have a significant impact;third,the financing support for small and micro enterprises is more effective;finally,in this article,the Y local government's financing support for copper processing enterprises is proposed "top-level design" and "model innovation".There are four countermeasures and suggestions for "strict risk control" and "professional team",and the conclusions of this paper are drawn.