Research On The Optimization Of The Policy Of Reducing The Burden Of Social Premiums In Enterprises

Since 2012,the overall growth rate of China’s economy has faced downward pressure,and international competition has become increasingly fierce.The supply-side structure points out that reducing the cost of social insurance premiums and tax burdens for enterprises reduces the burden on enterprises,which is conducive to promoting the healthy development of enterprises.On April 1,2019,the General Office of the State Council issued the "Comprehensive Plan for Reducing Social Insurance Rates",which lowered the contribution rate of pension insurance units to 16%,and continued to implement the policy of gradually reducing unemployment and industrial injury insurance rates,which greatly promoted enterprises The social insurance premium burden is reduced.In 2019,China’s total tax reduction and burden reduction exceeded two trillion yuan,and Wenjiang District reduced the burden of corporate social insurance premiums by more than 100 million yuan.Will the reduction of fees achieve the expected effect?What is the direction of fee reduction in the future? It is a very worthy issue.This article is based on the actual situation of Wenjiang District,focusing on the solution of specific problems,starting from the basic concepts and theories of corporate social insurance fee reduction and burden reduction,focusing on the current situation and effect analysis of Wenjiang District’s implementation of fee reduction and burden reduction policies.Analyze the problems of high payment rate,prominent moral risk of participating insurance payment and imbalance of fund operation in Wenjiang District ’s corporate social insurance premium reduction from multiple angles,conduct targeted research and solution,and put forward countermeasures and suggestions to promote the policy of fee reduction and burden reduction Continue to improve.This article is divided into five parts: Part 1,Introduction.Introduce the background,purpose,practical significance and research ideas and methods of the research topic of the optimization of the social insurance fee reduction and burden reduction policy of enterprises in Wenjiang District,and comprehensively review the existing relevant research literature at home and abroad,and list the research papers on this basis.Innovations and deficiencies.Part 2,the theoretical basis.Introduces the basic concepts and related theories needed for the analysis of this article to prepare for the following discussion.Part 3,analysis of the implementation of social insurance fee reduction and burden reduction in Wenjiang District.Introduce the development history of China’s corporate social insurance system and the social insurance burden of enterprises in Wenjiang District in recent years,combined with the implementation of Wenjiang District’s corporate social insurance fee reduction and burden reduction policy,preliminary analysis of the policy implementation from the first-hand data of changes in insurance coverage,payment base,fund operation,etc.problem.Part 4: The reasons for the problems faced by Wenjiang District’s corporate social insurance fee reduction and burden reduction policies.Based on the previous theoretical basis and data analysis,combined with the corporate social insurance system framework,the reasons for the problems faced by the Wenjiang District corporate social insurance fee reduction and burden reduction policy are obtained.Part 5:Suggestions on optimizing the social insurance fee reduction and burden reduction.Based on the analysis of the above problems and reasons,the research conclusion of this article is drawn,and the fee reduction has reached a certain effect,and it has proposed a long-term reduction of the fee payment rate for the future direction of the fee reduction policy,standardizing the collection system,appropriately raising the level of overall planning,and promoting The sustainable development of basic old-age insurance,the deepening reform of basic medical insurance maternity insurance,and accelerating the legalization process of social insurance and other countermeasures and suggestions.The innovation of this article is that one is the innovation in data selection.This article uses real-time first-hand data for quantitative analysis,which has more micro-specific practical significance;the second is the innovation of the problem focus,which is more in the proposal of social insurance fee reduction measures.Many places focus on the improvement of the social insurance system framework,and consider China’s existing policy of reducing fees and reducing burden.