Risk Prevention And Supervision Of Digital Currency New Finance

With the development of digital economy and the maturity of underlying technologies,such as artificial intelligence,block chain,the prosperity of digital money market has been promoted.At the same time of the initial prosperity of the digital money market,the research and improvement of the regulatory system is particularly important.How to avoid the adverse impact and impact of the new financial innovation of digital money on the economic system,and how to analyze and guard against the risks of the application of digital money,is one of the motivations of this topic.The application of the new financial innovation and technological revolution,how to deal with and what measures should be taken by the regulatory authorities,are also the issues discussed in this topic.This paper uses several research methods,such as literature analysis,case analysis and comparative analysis,to analyze the application of digital money and risk prevention,and to explore how to supervise digital money.This paper first gives a brief introduction to the market size and structure,market composition,definition and classification of digital money.The total market value of about 3000 kinds of digital money is nearly 400 billion US dollars,which occupies a considerable part of the market.Then it introduces the development history of monetary theory from Marx's monetary theory,Fisher's monetary demand theory,Cambridge School's monetary demand theory,Friedman's monetary demand theory and Keynes' monetary demand theory.As a subversive innovation in the monetary field,digital currency has revolutionary influence on individuals,international trade and monetary policy in the social economy.Then from the monetary perspective,including value scale,value storage,means of payment and means of circulation,based on the risk analysis and prevention of world currency.Based on the KYC and AML perspective of risk analysis and prevention,and attribution analysis of the application of digital money,including moral hazard,technical security,value stability,investor education.Then the paper analyse the application case of Venezuela's legal digital currency petroleum currency,including the background of the case,the introduction of petroleum currency,the use of petroleum currency and theoretical analysis,as well as the problems and suggestions of petroleum currency.Discuss the influence of legal digital currency on economy and society.Through the international and domestic regulatory status of digital currency,two regulatory framework design ideas are put forward.One is based on Intelligent contract,which is supervised by intelligent contract,applying block chain and digital currency itself.A regulatory framework based on macro-policy is designed to formulate and track macro-decision through digital currency.Finally,two suggestions are given for the supervision of digital money.One is to build a platform for the supervision of digital money,standardize the supervision of digital money and apply the strong trusteeship mechanism.Secondly,we should adhere to the combination of effective supervision and financial innovation,including sandbox supervision and classified supervision,financial innovation and regulatory innovation,and actively cooperate and coordinate.Based on the research of relevant literature at home and abroad,this paper studies the supervision methods of digital currency,puts forward the design ideas based on intelligent contract supervision,macro-policy and capital flow,and gives the construction of digital currency supervision platform,build the legal system of digital currency and insists on effective supervision and financial creation.