Judicial Determination Of The Crime Of Malicious Overdraft Credit Card Fraud

With the rapid development of the financial field,credit cards have been quickly applied to people's lives,people's consumption concepts have gradually changed,and overdraft consumption has become very common.Credit card fraud cases have also begun to show a high incidence and frequency.Among them,the crime of malicious overdraft credit card fraud accounted for the most.In practice,the determination of this type of crime is the most difficult to clarify,so it is very important and necessary to study the malicious overdraft type crimes in the crime of credit card fraud.This article first describes the relevant legal provisions and theoretical views of the crime of malicious overdraft credit card fraud,focusing on judicial practice,focusing on the definition of "cardholders" in the crime of malicious overdraft credit card fraud,how to find "illegal" "Occupation for the purpose",how to interpret the "multiple collections issued by the issuing bank" and other aspects,combined with judicial cases to sort out and discuss in depth the difficult problems in the crime of malicious overdraft credit card fraud,based on the current legal regulations,under the basic framework Targeted countermeasures are put forward on issues such as the application of laws,the standards recognized by cardholders,the definition of the purpose of illegal possession and the realization of effective collection.Not only is it helpful to supplement and update the existing theoretical system,but also provides reference and reference for the determination of the crime of malicious overdraft credit card fraud in judicial practice.