Criminal Law Regulation Of P2P Network Lending

P2P online lending is a product of Internet finance innovation,which breaks through the traditional financial lending model and becomes a typical representative of Internet finance.P2 P online lending platforms emerged in 2007,mushroamed all over the country from 2016 until they were gradually banned in 2019.It was a flash in the pid.However,it has provided indelible experience for the development of Internet finance in China.The problem of P2 P network lending is also the problem of Internet finance going to society.Problems brought about by the alienation of P2 P online lending platforms,such as suspected illegal fund-raising,improper platform operation,imperfect regulatory policies,and inconsistent punishment systems,reflect the arrival of Internet finance,which is different from relevant systems in China at the present stage.With the advent of Internet finance,it is necessary to face up to the above problems,and actively solve them,improve the criminal regulation of our country,establish the risk prevention and control system of P2 P online lending,improve the operating environment of P2 P online lending,and make P2 P online lending return to the status of information service intermediary.