Research On Legal Issues Of Credit Guarantee Institutions For Small And Medium-sized Enterprises

SME credit guarantee institutions can effectively help SMEs to solve financing problems.However,the agency is faced with a lot of operational risks in its business operation,which reflects that China's law doesn't value the industry.The some law problems include weak regulation,risk dispersion and inadequate compensation mechanisms.In the interest of better reduce the risks of credit guarantee institutions,After learning from the good experiences of the US,Japan,Taiwan area and Anhui Province,The writer gives a number of recommendations on how to make clear regulatory body,perfect the market exit system,improve credit information system for the SMEs,optimize mechanism for risk diversification and financial compensation mechanism to assist credit guarantee agencies get better.