Research On The Internal Control Optimization Of Wugang Rural Commercial Bank

Our country’s banking financial institutions have experienced a golden decade of development.For the increasingly prominent internal control problems of commercial banks,it is worth discussing and improving.As a significant factor in social financial system,Wugang Rural Commercial Bank is a regional financial enterprise.Compared with other commercial banks,we can see many big gaps in the construction of internal control.Therefore,in order to fetch up for the shortcomings,discover the problems occur in internal control,clearly put forward internal control proposals to construct a more effective system of internal.In this thesis,Wugang Rural Commercial Bank was selected as a survey example.In recent years,Hunan Cooperative Banking has been comprehensively restructured from the original co-operative system to an integrated system.As one of the many banks that completed telecommunications reforms in 2017,Wugang Rural Commercial Bank is represented by its own internal investigation into its jurisdiction.This article has theoretical basis structure,the state of human resources,the risk management system,the implementation of regulatory measures,and the information system.Combining reforms.And the current internal behavior.Based on the construction situation,report the suggestions of experts,bankers,business supporters,senior staff,build the Wugang Rural Commercial Bank Evaluation Index System,it includes 18 second-level indicators,65 third-level indicators and 10 result evaluation indicators,and then uses the method to carry out quantitative analysis,and the weight value directly reflects the importance of each evaluation index.The final score The situation reflects the specific situation of the construction of the internal controller of Wugang Rural Commercial Bank.and use quantitative analysis method to quantitative weight and quantity to calculate various internal control indicators.Therefore,the quantitative value can objectively reflect the internal ownership status of Wugang Rural Commercial Banks,indicators of low interest rates and low interest rate internal domains,and the actual performance status of domestic commercial.The purpose of this thesis is trying to make some progress of the construct about the system of internal control,and hope maybe the suggestions can be used for more commercial banks.Clearly put forward reasonable suggestions to improve the shortcomings of the internal control management system of financial institutions according to the actual situation of the operation and management of commercial banks.Improve the level of internal control and standardize the efficiency of commercial banks.