Research On The Financing Issues Of Private Hospitals In S Based On The Perspective Of Supply Chain Financ

The development of private small and medium-sized enterprises,facing capital difficulties,in the context of the supply chain financial market scale continues to expand,in particular,the use of information technologies such as Pratt & Whitney’s financial policies,big data and Blockchain,new technologies on the Internet,in the financial sector in our country,and how private small and medium-sized enterprises(smes)can ease the Information asymmetry that causes financing difficulties,it is of practical significance to solve the financing problem of small and medium-sized enterprises by using supply chain finance as a financing product model through product innovation of financial institutions.This paper analyzes the financing predicament of s eye hospital in private enterprises by supply chain finance theory,and puts forward corresponding solutions.On the basis of summarizing the connotation,main body and constituent elements of supply chain finance,the paper combs the three current common financing business models: prepayment financing model,inventory financing model and accounts receivable financing model,and analyzes the characteristics and advantages of supply chain financing,providing a theoretical basis for subsequent research.Through investigation,the study found that in the process of the development of S private hospital,the founder team,business process,supply chain partners,financial situation,capital gap and other situations of the hospital existed.The enterprise credit concept,existing internal financial management system,financing costs and channel bottlenecks have seriously hindered the development of the enterprise.On the basis of analyzing the four existing financing channels and the current financing difficulties of enterprises,this paper analyzes the causes of the financing difficulties of S private hospitals,such as financing difficulties and expensive financing.The research shows that,on the one hand,the internal cause of enterprise financing problems is that some historical persistent diseases cause high financing costs and risks.In addition,from the external financing environment,its development scale restricts higher financing channels such as the capital market.Therefore,how to solve the new financing problem of S private hospital? Where are the financing channels?To solve the problem,the paper uses the idea of supply chain financial management,combined with the existing supply chain environment of S private hospital,which has drug equipment suppliers and government medical insurance receivables,to build a new "core enterprise" with government social insurance as the core,and the Sinopharm supply chain platform as the channel,order financing+accounts receivable pool financing scheme;Then it evaluates the impact of financial data generated by the operation and management of the hospital after financing,and further discusses the safeguard measures that can be taken to prevent credit risk,moral risk,operational risk,legal risk,etc.in the financing process;By improving the business model and operation process,introducing talents,standardizing the system,extending the supply chain of S private hospitals and other measures,we can improve the overall value of the enterprise,expand the financing channels of S private hospitals,and solve the financing problems for the further development of S private hospitals.The research shows that the innovative financing operation with government credit as endorsement and Commercial Bank supply chain finance as channel can solve the financing problem of s private hospital on the one hand,it broadens the application of supply chain finance model in the end link of industry chain.On the other hand,it can also promote the business innovation of financial institutions,break through the difficulties of financing nodes,and achieve a win-win situation.