Financing Difficulties And Solutions For China's Aging Industr

The aging of the population is an important trend in the development of the world’s population.As early as the beginning of this century,China has entered an aging society.At present,only by vigorously developing the aging industry can we cope with the ensuing population aging problem.However,the development of the aging industry faces many challenges,among which the rare problem of financing is very prominent.At present,there is a huge financing gap in China’s aging industry.To solve the rare problem of aging industry financing,it is necessary to establish a national-level and feasible aging industry financing support system as soon as possible.In the 1980s,financial leasing was introduced into China as a new financing model.After experiencing development and stagnation,it ushered in a period of rapid development after 2006.It can now help many industries in equipment financing.It is worth noting that,as a financial lease closely related to the real economy,its various financing methods are highly coupled with the financing of the aging industry.On the one hand,in terms of periodicity,there is a coupling relationship between the financing mode of "financing+financing’ of financial leasing and the cyclical development and fund balance of aging industries,especially elderly care enterprises;On the other hand,from the nature of supply and demand,the characteristics of various financial leasing models can meet the needs of aging industries in the process of facility upgrading.For example,pension enterprises have the advantages of long investment return period,flexible financial leasing repayment mode and long repayment period.Financial leasing companies have equipment professionalism,which can make up for the knowledge barriers of aging enterprises to facilities and equipment and improve equipment efficiency.This article starts from the financing dilemma of China’s aging industry,focuses on the application of financial leasing in it,and launches a series of studies including difficulties,reasons and suggestions.Firstly,the concept of aging industry and financial leasing is explained,which leads to the role of financial leasing in the financing model of aging industry is gradually being valued.Secondly,it analyzes the advantages and coupling of the financial leasing model in the financing of the aging industry,and proposes the importance of financial leasing to the development of the aging industry,and the two-phase development has a high degree of compatibility.Next,it focuses on the analysis of the difficulties and reasons of financial leasing in the development of the aging industry,including both the factors of the aging industry itself and the constraints of the development of the financial leasing industry.Finally,through the analysis of the experience of financial leasing in the aging industry in developed countries,the experience is summarized and suggestions are made.In short,through the research on the application of financial leasing in my country’s aging industry,and then analyzing the development of the aging industry’s financing system and the financial leasing industry,it has strong practical significance.With the establishment of a sound financing support system for the aging industry,financial leasing will play an increasingly important role in it,promoting the innovation of China’s aging industry financing model and the vigorous development of the entire industry,and at the same time driving the development of the financial leasing industry.