Exploration On The Diversified Resolution Mechanism Of County Financial Disputes

As social and economic development and financial governance continue to deepen,diversified resolution of financial disputes has become a form of implementation in the financial field of effective mechanisms for correctly handling internal contradictions among the people in the new era.It is of great significance to enhance the sense of gain for financial consumers and promote the sustained,stable and healthy development of the financial industry.Diversified resolution of financial disputes is a frontier hot topic in the intersection of current financial supervision and judicial practice.All over the country are accelerating exploration and promotion under the guidance of central top-level design.While achieving many practical results,obstacles and bottlenecks have also been encountered in terms of institutional supply,division of responsibilities,operation mode,resource allocation and other aspects.This article takes S city W county’s diversified resolution system for financial disputes as its research object,sorts out existing research results on diversified dispute resolution mechanisms,expounds on macro logic and micro mechanisms that county-level diversified resolution mechanisms for financial disputes rely on.It introduces S city W county’s county situation,basic situation of financial disputes and various participating subjects.It summarizes and analyzes S city W county’s exploration and practice in diversified resolution mechanisms for financial disputes.In particular it expounds on local multi-departmental co-construction and consultation based on local conditions to form a“fusion intelligence”mechanism for diversified resolution of financial disputes that reflects local characteristics and thinking as well as its impact.It analyzes problems existing in S city W county’s diversified resolution mechanism for financial disputes as well as their causes.It finds that there are problems such as insufficient independence and functional integration in mediation organizations;insufficient participation by social forces;low levels of professionalism and neutrality in dispute resolution processes;hidden thresholds in dispute mediation;fragile sustainability in operation etc.,with deep-seated reasons mainly due to departmental interests affected by administrative operation;incomplete development of county-level social organizations;lack of long-term investment guarantee mechanisms etc.From strengthening collaborative co-construction for diversified resolution mechanisms for financial disputes;improving construction for these mechanisms;strengthening socialization construction etc.,it explores paths to improve county-level diversified resolution mechanisms for these disputes so as to study formulation rational effective policies resolving them at this level while constructing a work pattern that conforms to local realities adapts to local conditions is co-constructed co-governed.