The Impact Of Digital Inclusive Finance On High-quality Economic Development

The development mode of China’s economy has been developing and changing with the progress of society,and now high-quality economic development has become a new direction and goal of economic development.Financial resources play a more and more important role in improving the quality of economic development,while the traditional finance has some problems in the process of providing services for economic development.In order to solve the problem that financial service is not inclusive,digital inclusive finance emerges at the historic moment.The goal of financial inclusion is to eliminate financial exclusion,reduce the cost of financial services,and make the rational use of financial resources.With the development of modern information technology such as the Internet,inclusive finance has a new form of development,and digital inclusive finance is produced under the combination of digital technology.The development of digital inclusive finance has further improved the inclusiveness of financial resources,making financial resources more fully and rationally used.The rapid development of digital inclusive finance in China can contribute to China’s economic development.Relevant theoretical analysis shows that digital inclusive finance plays a good role in promoting the high-quality economic development,but more empirical analysis is needed on the role of digital inclusive finance in practical application.The thesis firstly establishes five dimensions of innovative development,coordinated development,green development,open development and shared development in the framework of the new development concept,and then adds the development speed on this basis.These six dimensions jointly construct the evaluation index system of high-quality economic development.The thesis uses the weighted factor analysis method to calculate the high-quality economic development index and evaluates the high-quality economic development level of each provincial region in China by analyzing the index size.The following conclusions can be drawn from the regression analysis of the model:First,digital inclusive finance has a significant positive impact on the high-quality economic development,and the development of digital inclusive finance is an important factor to promote the high-quality development of China’s economy.Second,digital inclusive finance can promote the realization of high-quality economic development by enhancing the entrepreneurial vitality of enterprises and enhancing rural human capital,so there is a mediation effect with the entrepreneurial vitality of enterprises and rural human capital as the intermediary variables.Thirdly,the impact of digital inclusive finance on high-quality economic development shows heterogeneity in terms of regional and urbanization degree.Fourth,digital inclusive finance has a spatial spillover effect on the high-quality economic development,and the development of digital inclusive finance can promote the highquality economic development of neighboring regions.