Research On Construction Of Internal Audit Informatization In Commercial Banks

With the rapid development of computer,Internet and artificial intelligence technology,mankind has entered the information society.In recent years,with the deep integration of industrial digitization and digital industrialization,all kinds of production and living activities are highly dependent on digital technology.Data has become an important factor of production after land,capital,labor and technology.Business management activities such as marketing,risk control,operation and service are also gradually digitalized,which forces internal audit to adapt through digital transformation,realize synchronization with audit objects,reduce audit costs and improve audit efficiency.Therefore,this paper analyzes the internal audit problems of Zheshang Bank Based on the information background.On the basis of sorting out the relevant research of scholars on bank internal audit and information construction,this paper summarizes the inevitability and characteristics of commercial bank internal audit informatization,and analyzes the current situation of Zheshang Bank’s internal audit informatization construction based on risk management theory and information management theory,The problems of Zheshang Bank in the construction of internal audit informatization are as follows:backward audit operation mode,departmental barriers to data information,imperfect function of audit system platform,weak application of internal audit result feedback and insufficient construction of internal audit team.Based on this,the reasons are analyzed:lack of overall thinking of internal audit,lack of standardization of data information,failure to update the audit technical framework in time,low impact of internal audit results,and lack of attention from the management to the construction of internal audit talents.Finally,it puts forward targeted countermeasures to improve the internal audit information construction system of Zheshang Bank:establish a comprehensive and sustainable audit operation mode and integration system,realize the comprehensive grasp and utilization of information,comply with the era of big data,promote the construction of new audit technology system,improve the audit feedback mechanism,link the audit results with performance appraisal,and strengthen the introduction and training of internal auditors.Improve the informatization construction level of internal audit of Zheshang Bank.