Study On The Present Situation And Development Countermeasures Of Long-Term Care Insurance In Anqing City

With the growing problem of aging population and the lack of home care in China,it is urgent to implement long-term care insurance in depth.As a new type of social insurance,long-term care insurance addresses the social reality of an aging population and makes long-term care for the disabled elderly a key research element.After more than six years of practical exploration,the first pilot cities in China have achieved remarkable results,providing long-term care protection for the disabled elderly.Although the development of long-term care insurance in China has achieved milestones,the development of institutional framework and service guarantee is still immature,and longterm care insurance still needs to be explored and innovated.This study proposes ideas and countermeasures to cope with the long-term care insurance system in Anqing through an in-depth investigation of the actual implementation of long-term care insurance in Anqing,exploring the difficulties and problems encountered in the implementation of long-term care insurance,combining the practical experience of other pilot cities and the current socio-economic development and cultural background of Anqing,etc.The study is based on the theory of hierarchy of needs,welfare pluralism and social security theory,and uses logistic regression model to select the dependent and independent variables and analyze their influences on the operation of long-term care insurance,which has practical guidance for the implementation of longterm care insurance in Anqing City and reference and reference significance for the promotion of long-term care insurance in China.The study found that the difficulties faced by the current long-term care insurance in Anqing City in the actual operation process include: the coverage of protection is small,there are differences in the criteria of disability assessment,a single funding channel,and the level of treatment payment is low.The insurance publicity is not enough,the service is not professional enough,and the care system is not perfect.In this regard,based on the successful experience of long-term care insurance practice,this study makes the following recommendations: expand the coverage of insurance,establish a sound independent financing mechanism for care insurance,scientifically formulate the disablement assessment standard and optimize the treatment payment;increase the publicity,strengthen the professional training of care-oriented talents and improve the service quality.Ensure the scientific,fairness and sustainability of long-term care insurance.