Research On The Impact Of Digital Financial Inclusion On Rural Revitalization

Agriculture is the foundation of the construction of socialist modernization power,is to meet the needs of people’s better life,realize the material basis of high quality development,General Secretary Xi Jinping put forward the rural revitalization strategy for the first time in the report of the 19th National Congress,points out that "promoting rural revitalization is an important task of the new era construction agricultural power",2023 central file no.1 also put forward to promote rural revitalization,speed up the pace of agricultural and rural modernization development.Visible rural revitalization strategy since the 19 th,by the attention of the party and the state,and agriculture and rural development cannot leave the financial power support of high quality,in widespread financing constraints problem in rural areas,with the continuous development of modern digital,information technology penetration,relying on the modern Internet technology of digital pratt & whitney financial has a new place,become the development of urban and rural integration and promote rural revitalization of the strategy implementation of important financial means,if both can effectively combine,can effectively solve the rural financing problem,greatly improve the rural residents’ financial acquisition,Help to the realization of the great goal of common prosperity.Therefore,the relationship between the two has certain theoretical and practical significance.This article is based on this background,To deeply explore the influence relationship between the development of digital inclusive finance and the level of rural revitalization through the combination of theoretical analysis and empirical analysis,first,On the basis of previous research,clarify the logical connotation and specific action mechanism between the two,Secondly,using the entropy method to construct the comprehensive index system of rural revitalization and analyze its development level,Then select relevant data from2011-2020 from 30 provinces and autonomous regions,To explore the linear relationship with the benchmark regression model,The possible non-linear relationship between the two was then verified by the threshold effect model.The research shows that the development of digital financial finance can indeed contribute to the improvement of rural revitalization,and this effect has regional heterogeneity.The promotion effect of digital financial finance on rural revitalization is greater in the central and western regions than in the eastern regions;moreover,the influence between the development of digital financial finance and rural revitalization is not linear,but there is a single threshold effect.Finally,some countermeasures are put forward: first,strengthen the digital inclusive financial infrastructure construction in rural areas;second,accelerate the coordinated development of digital inclusive finance among regions;third,innovate diversified financial products and broaden the application scenarios of digital inclusive finance;fourth,strengthen the popularization of digital inclusive financial knowledge and improve the financial literacy of rural residents;fifth,improve the rural credit investigation system and strengthen the risk supervision of digital inclusive finance.