Research On Operational Risk Management Of Counter Business In Lanzhou Branch Of Shanghai Pudong Development Bank

Due to the deepening of the reform of China’s financial system and the increase of financial openness,all types of risks faced by commercial banks have become more informative and complex,and the pressure of risk prevention and control is continuously increasing.Based on the analysis of domestic and international financial risk cases,more than 80% of the risk cases are related to counter business operations.View from the perspective of commercial bank risk prevention and control,counter business operation risk exists in the whole process of counter business operation,is the core link of commercial bank operation risk prevention and control,and is also an important issue that must be faced and solved in the field of risk prevention and control.As a result,there are concerns and thoughts on how to effectively prevent and control the occurrence of operational risks in counter business.Based on the Lanzhou branch of Pudong Development Bank,the article focuses on the operational risk prevention and control of its counter business.To begin with,the operation situation of counter business of PBOC Lanzhou Branch is introduced,and the current situation of operational risk prevention and control of counter business is analyzed in terms of prevention and control system,prevention and control system and prevention and control process,and system problems,system problems,process problems and other problems are investigated,and the main problems of operational risk prevention and control of counter business of PBOC Lanzhou Branch are pointed out.Then,it identifies the counter business operation risk points one by one,to analyze the causes of counter business operation risks,and constructs the index system by applying the hierarchical analysis method to evaluate the counter business operation risks.In the end,the assessment results are used to propose risk prevention measures in terms of improving the training system,enhancing the quality of staff,changing the management orientation,controlling the proportion of counter staff marketing assessment,optimizing and upgrading the operating system,improving the working methods,strengthening the construction of compliance culture.