| Digital agriculture is an important initiative for the structural reform of the supply side of agriculture and the high-quality development of agriculture,and it is a necessary path to realize the digital countryside strategy.The development of digital agriculture to occupy the digital highland of agriculture is of strategic importance to the future development of agriculture in China,and at present,relying on national finance alone is unable to meet the requirements of digital agriculture for infrastructure investment and technology upgrading,and it is difficult to continuously promote the development of digital agriculture,which urgently needs the synergy of financial capital to help and support.With the development of digital technology,the fusion of traditional finance and digital technology has led to innovative financial service models and the development of digital inclusive finance relying on the Internet platform,which has alleviated the problem of financing constraints in the development of traditional finance for small and micro enterprises and the "three rural areas" and brought opportunities for the development of digital agriculture.Therefore,this thesis uses the panel data of 30 provinces in China from 2015 to 2021 as a sample to study how digital inclusive finance affects the development of digital agriculture,which is important for China to achieve high-quality development of digital agriculture.The aim of this thesis is to study the mechanism of the influence of digital inclusive finance on the development of digital agriculture.Firstly,based on the concepts and connotations of digital inclusive finance and digital agriculture,it theoretically analyses the role relationship between the two and puts forward the research hypothesis that digital inclusive finance affects the development of digital agriculture.Secondly,based on the principle of scientific rationality of digital agriculture indicator system,six elements of digital agriculture,including infrastructure,science and technology,human resources,industry scale,green development and development environment,and 29 indicators were selected to measure the development level of digital agriculture.In addition,the entropy TOPSIS method was used to measure and analyze the differences and trends in the level of development of digital agriculture in different provinces and regions across the country by combining the coefficient of variation method.Then,a panel benchmark regression model is used to analyze the direct effect and regional heterogeneity of digital inclusive finance on the development of digital agriculture.In addition,two mediating variables,agriculture-related loans and technological innovation,are introduced to verify the mediating effect of digital inclusive finance on digital agriculture development.Finally,a spatial Durbin fixed-effects model is constructed to study the spatial spillover effects of digital inclusive finance on the development of digital agriculture,and relevant policy recommendations are proposed by combining theoretical and empirical analyses to promote the efficient and high-quality development of digital inclusive finance and digital agriculture in China.This thesis draws the following five research conclusions:(1)China’s digital agriculture development shows the characteristics of a low overall level,but shows a steady upward trend,and there are differences in the actual level and development speed of digital agriculture development in different provinces or regions,and the differences will continue to expand as time migrates.(2)Digital inclusive finance has a positive effect on enhancing the development level of digital agriculture.Control variables such as digital industrialization,scale of land transfer,degree of openness to the outside world and regional industrial structure also have a positive effect on the development of digital agriculture in China,while urbanization will have an inhibiting effect on the development of digital agriculture.(3)There is regional heterogeneity in the impact of digital inclusive finance on the development of digital agriculture.Digital inclusive finance in different regions has a positive effect on the development of digital agriculture development,but the magnitude of the effect varies.The promotion effect is largest in the central region,followed by the eastern region,and smallest in the western region.If we consider the overall model and the magnitude of parameter estimation together,the eastern region is the best,followed by the western region and finally the central region.(4)Farm-related credit and technological innovation have a mediating effect,and digital inclusive finance can promote digital agriculture by increasing the total amount of farm-related loans or stimulating the level of technological innovation.(5)There is a spatial agglomeration effect between digital inclusive finance and digital agriculture,with both showing a "high-high" and "low-low" spatial agglomeration effect.While promoting the development of digital agriculture,digital inclusive finance also has a negative spatial spillover effect,i.e.the "siphon effect".An increase in the degree of digital inclusion in a region will promote the development of local digital agriculture,but it will also absorb capital,talent and technology from surrounding regions,inhibiting the development of digital agriculture in adjacent regions.Overall,improving the degree of digital inclusion is beneficial to the development of digital agriculture.Therefore,this thesis puts forward four policy recommendations based on the empirical findings that digital inclusive finance affects the development of digital agriculture.First,promote the deep integration of finance and digital technology,and deepen the development of digital inclusive finance across the board.Second,implement digital inclusive finance policies in accordance with local conditions,and promote the efficient development of digital agriculture in coordination with external macro factors.Third,facilitate the deep integration of technology and finance,and unblock the transmission channels to promote the development of digital agriculture.Fourth,to co-ordinate the development of regional digital inclusive finance and mitigate the differences in the development of digital agriculture in adjacent provinces and regions. |
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