Research On The Optimization Of Capital Internal Control Of Y Bank In Financial Centralized Accounting

Under the background of the trend of new normal in China,China’s commercial banks need to face increasingly severe market environment pressure,must deepen the reform with higher standard fine management mode of domestic commercial Banks,commercial Banks constantly comprehensive internal control optimization,so as to well based on the current market competition environment.Financial and accounting management is the core function in bank management,an important link to show the operating efficiency of commercial banks,and the key content of commercial banks to realize effective internal management activities.Complex external market environment puts forward the inevitable demands of commercial banks for all-round internal control management,and as the basis of commercial banking modernization,informatization internal control management system,the standardization and strengthening of financial accounting,financial management of financial management,modernization and process optimization is the top priority of internal control of commercial banks.Y bank under many institutions,and implement the reform of financial centralized accounting system,is the ideal case of financial fund internal control,and considering the long-term development needs of Y bank,need to analyze the effectiveness of Y bank financial fund internal control management construction,to find the main problems in the Y bank financial fund internal control management construction,and put forward targeted optimization countermeasures.Therefore,this paper mainly takes Y Bank as the main research object.Bank Y has a large number of institutions under its jurisdiction and has implemented the reform of the financial centralized accounting system.It is an ideal case for studying the internal control of financial funds,and considering the long-term development needs of Bank Y in the future,it is necessary to establish the effectiveness of the internal control management of financial funds of Bank Y Analyze to discover the main problems faced by Bank Y in the construction of internal control management of financial funds,and put forward targeted optimization countermeasures.This article mainly takes Y Bank as the main research object to study the optimization of the internal control of Y Bank’s financial funds.First of all,by theoretically summarizing the research system of internal control management of financial funds,the main problems existing in the internal control management of financial funds of Bank Y are analyzed from five aspects: system construction,ideological construction,talent team construction,information and communication,and supporting supervisory mechanisms.After a summary analysis,the study found that Bank Y does have imperfect internal control system construction in terms of internal control of financial funds,insufficient employee awareness,professionalization of the talent team to be strengthened,ineffectiveness of information communication,and inadequate supervisory mechanisms.Perfect and other issues.Secondly,in order to further analyze the problems found in the internal control of bank Y’s financial funds,and find out the key points of the internal control of bank Y’s financial funds,so that the optimization of the internal control of bank Y’s financial funds can be carried out in an orderly manner.Evaluate the effectiveness of the internal control of bank Y’s financial funds.By constructing effectiveness evaluation indicators,collecting data using questionnaire surveys,and using fuzzy comprehensive evaluation method for systematic evaluation,the study found that the key issues affecting the internal control of bank Y’s financial funds The information and communication efficiency of the internal control of financial funds is too low,followed by the problem of the institutional environment,and then the lack of supervision mechanism and employee awareness.However,what is worthy of recognition in the construction of the internal control of financial funds of Y Bank is that Bank Y has already had a preliminary Professional high-level internal control team.Finally,based on the results of the evaluation of the effectiveness of the internal control of bank Y’s financial funds,this article puts forward countermeasures and suggestions in accordance with the importance of the problems in the internal control management of bank Y’s financial funds,so as to help Bank Y to build high-quality financial funds in the future.The internal control management system realizes the modernization,informatization and refinement of financial management construction.