Study On Financial Risk Assessment And Prevention Of XC Real Estate Companies

Since September 2021,the government has introduced a number of measures to promote the rebound of the real estate market,but the "rebound" is not obvious enough,and some real estate companies are having difficulty in recovering their capital.Most real estate companies are struggling to maintain the integrity of their capital chains,and in this environment,the need for real estate companies to assess and prevent financial risks is increasing.In this paper,the identification,evaluation,causes and control of the financial risks of XC Real Estate Company are investigated.Firstly,by studying and applying theories related to financial risks,we analyse the current financial situation of XC Real Estate Company and adopt a univariate discriminant model to initially identify the problems that may exist in the four aspects of financing,investment,operation and growth capacity of the company.Finally,targeted recommendations were made: planning for multi-channel financing to reduce financing costs;planning for a reasonable debt ratio and optimising the capital structure;diversifying the business,planning the pace of development rationally and strengthening project feasibility studies;improving the sales model of property projects,building an internal risk control mechanism and speeding up inventory turnover;raising awareness of financial risk management and improving the professionalism of the company’s personnel;and paying close attention to national policies.The study on the assessment and prevention of financial risks of XC real estate company in this paper,on the one hand,helps XC company to recognize its financial problems and urges it to take corresponding measures to curb financial deterioration and actively change to a good direction;on the other hand,it is found that the financial risks of the real estate industry have some typical characteristics,such as high capital intensity,uncertain cash inflow,high policy sensitivity,etc.In view of this this this type of enterprises in the financial In view of this,when constructing the risk control mechanism,the design of various initiatives or strategies should take these characteristics into full consideration and maintain a high degree of attention to the company’s financing performance,capital turnover rate,macro environment fluctuations and cash flow stability,etc.It also has certain reference and warning effect for other real estate companies,which is conducive to promoting the further stable development of the real estate industry.In addition,it can also provide some basis for the state to formulate relevant regulatory policies for the real estate industry,and provide stronger support for the high-speed and stable operation and efficient and orderly recovery of our economy.