| In recent years,the agricultural rural issue has been an important problem in the development of our country,especially the universal rural credit management and credit system problem,to keep rural credit stable development,we need to establish a perfect credit evaluation system system,which is the key point of solving the rural credit management problem.It is a useful measure to solve the problem of "three rural" and improve the rural credit environment.Under the guidance of information asymmetry theory and transaction cost theory,this study explored the construction evaluation system of credit county of Leishan Rural Credit Cooperative in Guizhou Province.This paper takes the construction evaluation system of Leishan Rural credit Cooperative as the research object.The main content of the construction of Leishan Rural credit cooperative credit County is to create credit users,credit groups,credit villages,credit towns,and use replicable model projects to carry out surface promotion,popularize inclusive finance in rural areas and farmers,promote small credit loans,and enhance the market expansion ability of rural credit cooperatives.Based on the status quo and implementation of the evaluation system of credit county construction,the effectiveness and problems of the application of the evaluation system,this paper conducts an in-depth analysis of the existing problems and the causes of the problems.Aiming at the defects existing in the evaluation of the construction of credit county of Leishan Rural Credit Credit Association,the paper optimizes the evaluation index,process and management system of the evaluation of the construction of credit county.And put forward the countermeasures and suggestions to optimize the implementation,improve the rural credit management,stabilize the market development ability of Leishan rural credit cooperatives and adhere to the market positioning of supporting agriculture and small. |
