Inclusiveness Of Agricultural Insurance And Alleviation Of Relative Poverty In Rural Area

In 2020,China has achieved a comprehensive victory of poverty alleviation,preventing the risk of large-scale return to poverty,and promoting the effective connection of poverty alleviation and rural revitalization.It is an important issue in the new period.As a real problem that requires long-term facing,poverty is still a powerful tool for promoting rural economic development and promoting farmers’ income,and agricultural insurance is a powerful tool for ensuring agricultural production and stabilizing the risk of agricultural products.Inclusion characteristics have gradually become an important driving force to achieve this goal.Actively promoting the development of agricultural insurance inclusiveness can stabilize the results of poverty alleviation,give full play to the versatility of agriculture,realize industrial revitalization,and then enhance farmers’ income,and ultimately help to promote the process of realizing rural revitalization strategies.In the context of comprehensively promoting the strategy of rural rejuvenation,we have sorted out the existing research and thoroughly study the impact of the inclusiveness of agricultural insurance on relatively poverty.First of all,based on the theory of utility analysis,the loss of compensation and risk sharing functions of agricultural insurance on the theory of utility has improved the use of the total effectiveness of farmers,and further explained the relative poverty of the inclusiveness of agricultural insurance.Direct and indirect paths.Secondly,based on China’s strategy and practice of poverty alleviation,the focus of the current relatively poor governance work is to prevent large-scale returning poverty and enhance the livelihood resistance of poor farmers.Third,based on the four dimensions of development scale,agricultural insurance service acquisition,permeability,and use efficiency,the agricultural insurance inclusive evaluation index system has been established,and the level of the inclusive development level of agricultural insurance is comprehensively measured by the entropy value of TOPSIS.The nuclear density function is used to analyze the regional characteristics and heterogeneity of various regions of China.Further,use the panel data composed of CFPS data and regional macro data from the fourth phase of 2012-2018,which empirical analysis of the impact of the inclusiveness of agricultural insurance on relative poverty;testing the direct and indirect path that the inclusiveness of agricultural insurance is slowing down from the relative poverty Mechanism;Finally,through the regression and group regression,it explores the heterogeneous performance of the inclusive poverty reduction effect of agricultural insurance.The results show that: First,the level of inclusive development of agricultural insurance in my country has gradually increased,and the overall trend of high east and west and low central regions shows that over time,the gap between the development level of agricultural insurance between provinces has continued to narrow;agriculture in various regions;The gap between insurance and inclusive development is continuously failed.Second,the reference return results show that the increase in inclusiveness of agricultural insurance can significantly suppress the risk of poverty alleviation,replace the higher standard of poverty,and return to find that the impact of the inclusiveness of agricultural insurance is enhanced.There are regional differences.Specifically,the enhancement of the inclusiveness of agricultural insurance has the greatest role in the poverty alleviation of farmers in the western region.The northeast region is second and the weakest in the eastern region.Third,the analysis of the intermediary effect shows that the inclusiveness of agricultural insurance mainly slows down the relatively poor poverty by improving farmers ’income expectations and stable income fluctuations,and through ensuring agricultural production,promoting labor for non-agricultural transfer,improving rural residents’ income distribution pattern The three indirect paths suppress the risk of poverty.Finally,combined with theoretical and empirical analysis,policies to improve the level of agricultural insurance development,optimize the allocation of agricultural premium subsidy funds,and enhance the quality of poverty alleviation in rural areas and formulate suggestions.