Research Of The Long-Term Care Insurance Developing Model Based On Associated Combination Of “Medical-providing-nursing” Perspective

The world towards aging at an alarming rate,according to Moodie’s report,by 2020 there will be more than 13 countries,20% of the population over the age of 65 to become the super old country.But our country in early twentieth Century has entered the aging society,by the end of 2015,the number of China’s total population has reached 1 billion 370 million people.60 years of age or older population was 220 million,accounted for 16.15% of the total population,the disabled and semi disabled elderly population reached 40 million,the severe form of aging brings heavy pension burden and disabled and semi disabled elderly nursing pressure.Based on the basic conditions of China’s "old before getting rich,old before has not prepared",the shrinking of family structure scale,the increases of the elderly with chronic disease,health care costs are so high that the traditional family pension mode cannot meet the increasing demand for long-term care of disabled and semi disabled elderly.The development of long-term care insurance in our country is tepid,so how to establish a reasonable model and the development of long-term care insurance system,promote the steady development of China’s long-term care insurance,effectively solve China’s disabled semi disabled elderly long-term care demands,is of great significance.This article firstly established on the basis of many scholars,this article expounds the present situation and the existing problems of the development of long-term care insurance in China and some local "medical care" at home and abroad,combined with the test case which was analyzed.Finally I put forward to participating in long-term care insurance to medical maintenance combined with the innovative ideas,based on the perspective of "medical care" of the long-term care insurance developing mode.For long-term care insurance to participate in the "medical care" combined with the new model of pension problems may be encountered,I finally analyse the possible problems and put forward relevant policy suggestions.