Research On The Implementation Of Supplementary Medical Insurance Policy In State-owned Enterprises

Supplementary medical insurance is relative to basic medical insurance,including enterprise supplementary medical insurance,commercial medical insurance,social mutual assistance and community medical insurance and other forms.It is not only a powerful supplement to basic medical insurance,but also an important part of the multi-level medical security system.China has clearly put forward the requirement of "establishing a supplementary medical insurance system",and encourages social members to effectively avoid disease risks and enhance their ability to fight against major diseases by means of complementary medical insurance and commercial insurance.State-owned enterprises’ supplementary medical insurance plays an active role in promoting and implementing this policy,which has aroused considerable recognition and expectation in the society.However,this does not mean that state-owned enterprises have no obstacles in implementing the supplementary medical insurance policy.Due to the problems that state-owned enterprises have and encounter,the implementation of this policy has fallen into a difficult situation after some achievements have been made.Rigid system and insufficient innovation have become obstacles for state-owned enterprises to implement supplementary medical insurance policies.In turn,the resistance of employees may hinder the normal development of state-owned enterprises.Based on the observation and thinking of China’s medical insurance system,this paper introduces the specific policy field of implementing supplementary medical insurance policy by state-owned enterprises.It takes B city electric power bureau as the analysis object,obtains reliable data through questionnaire survey and interview,and describes the implementation of supplementary medical insurance policy by state-owned enterprises.The structure of this paper includes the following aspects:Firstly,the concepts,theories and policies related to the implementation of supplementary medical insurance policies by state-owned enterprises are sorted out,and the relevant theoretical concepts involved in this paper are summarized and analyzed.Through the literature retrieval method,the literature about this problem at home and abroad is reviewed and summarized as a whole,which lays a theoretical foundation for the following discussion.Secondly,the implementation status of "detailed rules of supplementary medical insurance policy for enterprises" revised by B city electric power bureau in 2015 was analyzed.Through the questionnaire survey within the scope of the unit,the degree of satisfaction of B city electric power bureau with the implementation of the policy was obtained,and then the effectiveness of the implementation of the policy was summarized.Thirdly,the theory of policy implementation stage in public policy studies divides policy implementation into policy preparation stage,policy implementation stage and post-implementation stage.Corresponding policy implementation has gone through three dimensions in terms of time: pre-implementation,in-implementation and post-implementation.Based on this framework,this paper,combined with the actual situation of B city electric power bureau,analyzes the problems existing in the implementation of its policies and the reasons behind them.Finally,based on the case analysis of B city bureau of electric industry,some common problems existing in the implementation of supplementary medical insurance policies of state-owned enterprises in China were found out.According to the theory of policy implementation process,improvement paths for the implementation of supplementary medical insurance policies were proposed from three perspectives: before,during and after the implementation of policies.