A Study On The Willingness Of Farmers To Participate In Basic Medical Insurance For Urban And Rural Residents

In 2017,HB City merged the original basic medical insurance for urban residents and the new rural cooperative medical insurance,and formally established a unified basic medical insurance system for urban and rural residents.Since the establishment of the basic medical insurance system for urban and rural residents,the basic medical insurance participation rate of urban and rural residents in HB City has been fluctuating around 95%,and there is still a downward trend;since the implementation of the universal insurance plan,the policy goal of full coverage of the permanent population remains the same Not reached,5% of the uninsured population in HB City is a huge challenge;the problem of uneven and insufficient insurance coverage in various regions of HB City still exists,and the insurance coverage rate in some counties and districts is even less than 80%,so the study of farmers participating in the insurance Willingness has become a key breakthrough in increasing the insurance participation rate.This paper selects the villagers of four villages in S Town,HB City as the research objects,and uses questionnaire survey and other research methods to analyze the willingness of farmers to participate in the basic medical insurance for urban and rural residents.The empirical analysis results show that the four main factors that affect farmers’ willingness to participate in the basic medical insurance for urban and rural residents are: age,understanding of the medical insurance policy for urban and rural residents,reimbursement procedures,reimbursement standards,and contact information for medical insurance institutions for urban and rural residents.The degree of understanding of the handling situation,and whether you are satisfied with the overall situation of the medical facilities and sanitation environment of the medical institution.And from the aspects of further strengthening publicity and mobilization,and further improving the service capabilities of grass-roots medical insurance agencies,suggestions for increasing the insurance participation rate are put forward to help HB City achieve the goal of universal insurance coverage as soon as possible.