To Develop High Quality Financing Environment Of SMEs

various countries small and medium-sized enterprise is the national economy most active main body, not only its household number occupies all enterprise exceed hushu90%five, also provides approximately2/3employment post opportunity, also the foster来big enterprise, the promotion economy have not grown, promote the social stability and the maintenance social justice function, stabilized to the economic society and continues to develop fast has made the prominent contribution.Therefore, the world partial countries and the local small and medium-sized enterprise financed the difficult question to be very early have caused the academic circles, the financial circles, and the business community conduct the widespread fundamental research and the practice exploration.Compares with the major industry, the small and medium-sized enterprise production pattern is more flexible, in the promotion employment, the break monopoly aspect is playing the vital role.The small and medium-sized enterprise in stabilizes is carefully examined with the impetusing economy development in function, the economical practice impelled the theory consummation, the small and medium-sized enterprise development theory to form gradually Although small and medium-sized enterprise development theory better and better, in recent years for solved the small and medium-sized enterprise financing problem to appear the correlation law laws and regulations and the special operational policy measures, the commercial bank also diligently attempted for the small and medium-sized enterprise provides the more financial support, but the small and medium-sized enterprise financing difficult position was even more obvious,"financed difficultly" still was restricts the small and medium-sized enterprise development the bottleneck. Solves the small and medium-sized enterprise financing difficult position road of basis to carry on the infrastructure-to optimize the small and medium-sized enterprise financing environment, namely carries on the financial system the innovation, namely the penetration financial system innovation construction and the small and medium-sized enterprise development adapts complete financial system.Another small and medium-sized enterprise the reason that the financing difficulty the most important reason lies in its management physique to be weak, resistivity of facing the external environment worsening relative bad, the financial organ namely thought the small and medium-sized enterprise loans a risk big crowd.Therefore must carry on takes root the construction-to strengthen the small and medium-sized enterprise perfect physique, begins to transform the small and medium-sized enterprise management physique, will be able to change the financial organ to the small and medium-sized enterprise mechanical impression, also will be improves the small and medium-sized enterprise financing difficulty the best guarantee, will be supposed to enrich the self-promotion unceasingly including the small and medium-sized enterprise, to consummate the small and medium-sized enterprise management to need of service organization various functions assistance, to construct the small and medium-sized enterprise counselling service network, carries out the small and medium-sized enterprise education and training and so on. Therefore, how solves problem of the small and medium-sized enterprise financing difficult position, the promotion money market reform, the construction high quality small and medium-sized enterprise financing environment and the system is research goal the present paper.The present paper connotation essence is only valued is practicing, is taking root the construction-to strengthen the small and medium-sized enterprise perfect physique aspect especially, may choose the suitable experiment site realization practice, believed may enable Across the Taiwan strait Small and medium-sized enterprise to have the changed beyond recognition meteorology.