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The Research Of Bank Capital Adequacy Supervision

Posted on:2005-10-01Degree:DoctorType:Dissertation
Country:ChinaCandidate:H B ZhuangFull Text:PDF
GTID:1116360125458987Subject:National Economics
Abstract/Summary:PDF Full Text Request
The paper is based on the regulation economics and the microeconomics of banking. By ways of historical methodology, contrast methodology, and system methodology, the author studies the supervision of banking capital. Apart from introduction and postscript, the paper includes four chapters.Chapter one, ascends the macroeconomics of regulation, compared with the public interest theory and the benefit conglomerate theory, applies the former, prove the necessity of banking regulation.Chapter two study the defect from the bank's essence, namely bank run. In order to lessen the effect of bank run, a number of supervision methods came into being, the deposit insurance is best. But some problems is consisted in the deposit insurance, it puts forward a viewpoint that the economic mission of capital regulation is to make up the limitation of deposit insurance.Chapter three analyses the Basel Accord, the problem summarize about the Basel Capital Accord in 2001, is the author's studied outcome.Chapter four is based on the our country's circumstance, studies the Chinese bank capital adequacy supervision, expounds that the first premise is to establish the deposit insurance, points out three problems, namely the banking corporate governance, credit rating, information disclosure, and expound the reform way.
Keywords/Search Tags:Banking supervision, Capital adequacy ratio, Basel capital accord
PDF Full Text Request
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