| The Institution called Finance Holdings Group, as an innovation of financial organization during the transformation from divided financial syetem to omprehensive financial system, are given actual opportunities to develop in the history of the financial industry. during the 80s and 90s ,It attracted widespread attention of the world finance markets.This had profound influences on the financial bodies, markets and regulatory bodies of many countries and regions. This thesis aims at studying the effects of synergy on the Finance Holdings Group. This would include the particular risks, the motivation to the development of the Finance Holdings, the conditions and model in which it has developed will also be discussed.一,Bring Forward The Characteristics of Finance Holding GroupUpon comprehensive analysis of other related definitions, we understand that the Finance Holdings exhibits two major characteristics: that's it is multi-financial-business and trans-financial-business and it has the financial requirements and actual influences of a Holdings Company including absolute holdings and relative holdings structure.二,Analysing of the development model of Financial Holdings Group in major developed nations and observations of their characteristics of these modelsDue to great differences in the financial policies and governing bodies of various countries, the actual organization structure varies considerably across countries. The US model typically sees Bank Holdings develop to Finance Holdings Group. Germany, on the other hand, has a universal banking system that allows for bank to offer a variety of businesses. Germany banks offer services ranging from Commercial Banking, Securities, Insurance and other related financial activities. Such activities can be performed either by transactions that take place internally within one bank or by adopting the "Holdings Group" method of operations which makes use of the Management and Control rights offered by ownership of shares in subsidiary companies to offer the same variety of products. England generally use "Holdings Group" method as well, with the parent company engaging in commercial banking activities, conducting other financial activities through other professional financial companies within the Holding Group. The Japanese model is similar to the American one. In addition, it also makes use of the "Holdings" method to across-invest equity in a variety of companies such as banks, securities houses and insurance etc. The characteristics of American Finance Holdings Group are:a change in the organization of the Finance System reflects an ideology towards effective competition in line with international moves towards integrated international finance fuelled by worldwide development trends. Building upon the lessons learned during the Great Depression, Bank Holdings, along with Finance Holdings grew to become the Financial Organizations of the New GenerationThe death of divided finance institutions reflected a consolidation of resources in order to face international competition within the finance sector. Developing and pursuing the oligarchs of the finance industry reflected a new dimension, requirements and strength of the competition of the era.The current American Finance Model makes use of a "Group comprehensive holdings, Separate Legal Entities, Separate Professional Regulators" way of business. The organization structure focuses on professionalism and the organizational structure pop out specialized-based divided lane and cooperations, also from the point of Group strategy, successfully brings individual interests and benefits to play.The characteristics of German Financial Holdings Group are:comprehensive banking institutions based on commercial banking, gradually developing to include securities, insurance. The entire Economics and Financial Systems typically focus on commercial banking.integrated banking services that grew to become successful, resulting in the development and growth of German securities, insurance and other non-ban...
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