Study On Feasibility And Related System Of Financial Holding Company In China

Seeing from the development of the international financial industry, various financing institution becoming the one is the important path in increasing the ability of competition. In recent years, the business joint management is obvious, the bank cooperates with insurance company, the bank cooperates with the stock certificate company, the insurance company cooperates with the stock certificate company etc. Exploring the path of the valid amalgamation in financial business becomes hot point. So financial holding company problem is again brought up by people in the domestic, and causes the extensive concern.This paper describes the financial holding company in our country, combining from predicting the development of financial holding company, and puts forward the countermeasures.The full paper is constituted by eight parts, the main contents has:An introduction part brings forward the issue, introduces the research topic, expatiates the textual research way.The second part introduces the definition, classification and characteristics referenced from Basel committee.The third part introduces the financial holding company of the United States, England, Japan etc. They enlighten the development of the financial holding company in our country.The fourth part expounds the development of financial holding company in our country, analyzing the inevitability. Explaining the financial holding company has the latent income, gotten favors by local financing institutions. According to every kind of microcosmic reasons, the embryo of the financial holding company has been existence.The fifth part analyses the possibility of the financial holding company in our country and establishes the path choice of the financial holding company.The sixth part analyses the related system for to establishing financial holding company, including the main extraneous law system commences with the internal control system.The seventh part analyses the special risk and supervision countermeasure.The last part puts forward the suggestion to financial holding company in our country.