Irrational Government Action And Banking Risk

In retrospect of the Chinese bank-industry development, we found that the government acted as an irreplaceable key role in the stability and safety of the Chinese bank-industry. However, because of the specialities of the Chinese political and economic system, the government which has double characteristics of"political man"and"economic man"have made a lot of irrational action choices and system arrangements in the fields of the economic development and finance reform, which have buried hidden troubles for the healthy development of the bank-industry. Therefore, this essay emphasizes the government and its action, analyzes how the irrational government action brings about the risk's forming and accumulation and offers new ideas and perspectives for studying the Chinese bank-industry risks to precaution.I.The main contents and viewpoints of the essayChapter one concerns with the preface. This section compendiously expatiates on the background and significance of the object, the object and range of studying, the main project and logic structure, and the theoretical tools and studying methods. Moreover, it also overall classifies and summarizes the research reality between the government and the market, the government action and the risks of the bank-industry. Firstly, it dialectically analyzes the roles that the Chinese governments acted as in the Asian Financial Crisis, and points out that it has important reality significance to realize the relationship between the government and the market, the government and the finance under the condition that Chinese economic environment changes. Secondly, it analyzes the necessity and reality of choosing the government action for the bank-industry risks studying. It also analyzes the structure and logic schedule of the article. Thirdly, it briefly introduces the main discipline theories, studying methods and tools. Lastly, it generally classifies the relative documents and main opinions about the government and the...