Research On Social Endowment Insurance For Migrant Workers During The Process Of Urbanization

This article is proposed to explore the way of the old-age insurance for rural migrant workers in cities,"the State Council, a number of opinions on the settlement of the issue of migrant workers" context, according to the principle of welfare economics and the theory of social security from abroad about the implementation of the rural pension insurance systemnew mode of experience, combined with our exploration and practice of social endowment insurance of migrant workers around the proposed able to cover the whole country, easy to participate in, the real solution to the problems of migrant workers pension.A special group of migrant workers----make a great contribution to the economic and social development as China’s reform and opening up has been, and continue to play a role in the future economic and social development, has become an important force in building a harmonious society in China.Detailed research path, mechanisms and the inevitability of migrant workers formed decades; analysis of the state of life and work of this group and their status in Chinese society. Our unique urban-rural dual economic and social structure of migrant workers has been in the lower level of the society, most of them engaged in the hard work, and the wage income is relatively low, since it is difficult to enjoy plenty of old-age security.Firstly, with the Western developed countries in order to solve their pension problems,"industrialized""urbanization" process of the formation of welfare economics as a theoretical basis.Followed by analysis of the world typically involve the rural pension insurance model. Both Western developed countries, such as Germany, the United Kingdom and other rural old-age security system analysis, also been studied pension insurance system in rural areas of developing countries such as Brazil and Asian countries. Foreign typical rural pension insurance model. Raising funds from the pension insurance, management, payment method, and the nature of the various security division abroad rural social endowment insurance system is classified into four patterns, social insurance and welfare insurance type, savings, insurance type, national pension system. The same time, China has the typical significance of migrant workers in Beijing, Shanghai and Shenzhen pension model is analyzed.This paper argues that, as citizens of the People’s Republic of China after the reform and opening up to make a significant contribution to the rapid development of China’s economic and social migrant workers should enjoy the urban workers, the social pension insurance, pension insurance system design must comply with themactual lifestyle, to facilitate the continuation of the migration of the insurance and pension relations really solve their pension problems.The main contribution of this paper:one is designed specifically for migrant workers social pension insurance system. This system requires national legislation, active participation in government-led enterprises and migrant workers.The design of the system both theoretical basis, and also learn from the successful experience of domestic and foreign migrant workers pension mode. Second, the proposed new model will cover over3000counties in China’s urban and rural areas, but also to facilitate the migration of migrant workers pension relationship continuation.In this paper, the government subsidies, corporate and individual contributions are completely account accumulation mode advantage:a clear responsibility to calculate clear interest in determining the protection can be expected.