The Research On Safety Supervision Of Marketing Information Of Third-Party Online Payment In China

The information security supervision of the third party online payment market in China is characterized by wide coverage,high complexity and multi industry supervision.Its safety supervision is very important for maintaining social stability,preventing financial risks and ensuring public safety.However,because of the lack and incomplete information security supervision of the third party online payment market,the problems such as the disclosure of customer information,the false transaction,the money laundering and so on have occurred.Therefore,it is imminent to establish and improve the information security supervision system of the third party online payment market.Based on the information security of the third party online payment market in China,this paper summarizes and analyzes the characteristics of its financial,Internet and information security.Through literature research and case study,the main reasons for information security events in the third party online payment market are found,and third from the perspective of system,management and technology.In order to find out the main factors and factors that cause the information security of the third party online payment market,the government needs to supervise the third party payment market by game theory and structural equation model.The utility of interest safety supervision.On the basis of the above research and using comparative analysis,inductive analysis,deductive analysis,after the integration research,the design scheme of information security supervision system for the third party payment market is put forward,which is suitable for the national conditions of our country.It has constructed the multi level cooperation of the CBRC,the Ministry of Commerce,the Ministry of industry,the Ministry of public security and the administration of business administration and management.The regulatory mechanism of compulsory supervision intervention by multiple departments;implement differential management,increase information security inspection and disclosure of key institutions,report information security risk management reports to regulatory departments regularly,clarify the management requirements of information security of third party payment institutions,and introduce independent third party assessment agencies to the letter External assessment,supervision and guidance of the third party payment institutions to establish sound safety technical standards,standardize information security risk management mechanism,implement electronicidentity authentication and carry out eight supervision policies for user safety education;and design the evaluation index system of information security supervision effect,so as to achieve quantitative evaluation and supervision.The effect makes the information security management of the third party online payment market more rigorous,meticulous,scientific and reasonable.Finally,a general summary of this study is made,and the main conclusions of this paper are extracted.First,the use of public safety theory and exploratory case analysis to explain the necessity and urgency of information security supervision in the third-party online payment market in China,and put forward the weak link of supervision for the third party online payment market information security system is imperfect,third-party payment institution information security Management risks are not in place and persistence;secondly,based on game theory,the relevant regulatory authorities ultimately only choose to implement strict information security regulatory decisions,formulate a reasonable regulatory system,and improve regulatory measures to maximize the benefits of industry regulation.The third is to use the structural equation model to conduct diversified data analysis,demonstrating that third-party payment institution factors,regulatory agency factors,and individual customer factors have significant positive impact on information security causes,and that regulatory agency factors are play real role.The main factors of information security issues are that the security of third-party payment market information requires the regulators to improve their supervisory capabilities and effectiveness.Fourth,the research proposes that information security supervision cannot be supervised by only one regulatory agency.The multi-level and multi-sectoral third-party online payment market information security supervision and management mechanism supplemented by the People's Bank of China and the Ministry of Industry and Information Technology,the Ministry of Public Security,and the Administration for Industry and Commerce.On this basis,it briefly analyzes the shortcomings of this article and the direction of future efforts.It is expected that the research in this paper can effectively promote the implementation of China's network information security strategy and ensure the public safety of the network society.