The Study On Bank Of Territorial Development

In the early Republic of China,because thinking of foreign bank system continues to spread in our country,home appeared a share to initiate the climax of the banking industry, all sorts of new-style banks established.By Japan's success to initiate special bank, the influence of this period, the Northern Warlords government also began in domestic initiate various special bank. Among them, in support of the Migration Policy of the State, auxiliary government for the purpose to adjust the frontier financial,the Bank of Territorial Development is very representative of the family.In the Migration Policy of the Government to implement a large background, Xu Shaozhen, who began preparing the Bank of Territorial Development in the first year of the Republic of China, stop by the Congress, which lasted seventeen months before approval. The bank was officially established on November 22,1914, the head office located in Beijing, capital is 20 million yuan, to assist the government financial, and adjust the frontier in border loan industry as purpose. The Bank of Territorial Development set up early, business is booming, the branches throughout the country.However, in business is thinking of expansion, because of its Shanghai branch of collapse, reputation damaged, the Bank of Territorial Development later has been in gloomily maintaining among, although have repeatedly reorganization plan, but eventually because of the Shanghai branch of debt involved, rectify failed.As the backlog of the tired, December 1925, the Bank of Territorial Development was closed, and its existence before the time set out more than ten.This paper intends to use historical research method, combining with finance, monetary banking disciplines such as knowledge, to the Bank of Territorial Development through the case study, and mainly the bank was founded, organization, business survey and collapse, this paper discusses the objective reasons to explain in detail the Bank of Territorial Development account and the entire historical context, recreating,the Bank of Territorial Development's history,draw experiences and lessons, for our country's modern banking construction provide history lessons. This paper is divided into four parts.The first part introduces the Bank of Territorial Development's establishment process. Including the historical background of the establishment of the bank, modern specialized banks thought development and the Bank of Territorial Development entire establishment after.The second part introduces the Bank of Territorial Development's organization and management.Including the bank the decision-making organ, actuators, regulatory agencies and departments of its setup.The third part introduces the business situation of the bank. Including the main business types, business network construction, the main business lines Setting, meanwhile.to the specific situation of various business respectively discussed and analyzed.The fourth part introduces the Bank of Territorial Development's consolidation and closures. In 1916, because the Bank of Territorial Development's Shanghai line runs agitation, causing serious damage to the credibility of the bank, December 1925, burdened by the backlog, the bank was closed. This section focuses on analyzing the bank collapses causes.Conclusion part, to the bank's business history do a brief overview, highlight the rise and fall history of the Bank of Territorial development of modern banking enlightenment.