The Countermeasure Research On Perfection Of The Social Credit System Of Our Country

Since reform and opening-up, our country has already been moved towards market economy from traditional planned economy and established the socialist market economy system. Market economy in itself says to be credit economy in essence and credit is the foundation of market economy. Therefore, we should establish relevant perfect social credit system and sound credit institution to protect the development of market economy.With the development of socialist market economy of our country, we have already established the social credit system tentatively. While since modern times-the lack of the accumulation of credit culture and traditional planned economic system-such historical systematical and cognitive effects render a series of problems in the construction of the social credit system of our country, such as the indifference to present the credit idea and credit consciousness, lack of credit education and research, the legged development of intermediary, the imperfection of credit laws regulations and credit system. The concentrated behavior of the problems is the phenomena that in society, especially in the economic field, large number of credit lack and credit crisis has appeared. The credit crisis has already hampered economy of our country's progress and has hindered modernization. So, the countermeasure research on perfection of the social credit system of our country has great realistic meanings.During the process of perfecting system of social credit of our country, we should base on the realistic national conditions of our country firstly that our country is the combination of socialism and market economy with characteristic of Chinese. So, the construction of the credit system should embody the distinct Chinese characteristics. In addition, we should absorb the rational kernel in traditional culture, inherit the sincere thought in ancient times critically and absorb western culture creatively. The setting-up of credit systems of western countries has a history of more than 100 years, which has a lot of experiences we can draw from. It can prevent us from walking in the detour in construction. On the basis of following such principles, we take effective measures to perfect the construction of social credit system of our country progressively.The social credit system is an institution, which if full of abundant contents. Concerning the current situation of our country, we should mainly perfect credit laws and regulations systems, perfect credit system, develop intermediary organization, build personal and government credit, and strengthen the sincere education. This is a huge project, which needs the government's great attention to mobilize the positive strength of the whole society to promote the construction.The article applies analysis and summarizes the interpretations, which discusses the countermeasure issues on perfection of the social credit system of our country from the points of the significance of perfection action, the current situation and reasons of social credit system.The article comprises fours parts:1.credit system and the significance of perfecting social credit system of our country.2. the current situation, problems and reasons of social credit system of our country and constructions.